Reply
Established Contributor
masscredit
Posts: 754
Registered: ‎07-17-2012
0

Barclay's usage results in a healthy auto-CLI!

I mentioned in one of the other threads that I was expecting an auto-CLI from Barclay's anyday now. Well... that day was today! Just logged into my account for the forth or fift time today (not that I keep track of them or anything) and saw that my CL had jumped up by $3000. Went from $5500. to $8500.  I usually put $500. - $2000. on it most months and I've used the balance transfer checks once in awhile. I also make multiple payments each month. This month totalled close to $3k. I guess they do reward heavy usage. My increase history with them is -

 

Opened account - 8/20/12 - $1300. (reconned to $2000). - 5/2/13 - $3700. (auto-CLI) - 10/24/13 - $5500. (auto-CLI) - 4/24/14 - $8500.(auto-CLI)

 

The first increase was after 9 months, next one was after 5 months and then 6 months after that. 

 

If anyone has a long history with them, should this keep going or will the auto-increases stop at some point? 

 

Oh, and I was hoping to get to $7500. with this increase. Made my night! :smileyhappy: 


|****$6000****|****$6000*****|****$4500*****|****$2500****|****$1600****|****$3000****|******$750******|*****$700*****|
EX - 657 (MyFico 10/02/14) TU - 655 (Walmart 10/10/14 ) EQ 04 - 699 (DCU -09/26/14) EQ 08 - 669 (MyFico -10/10/14)
Senior Contributor
yudeology101
Posts: 4,652
Registered: ‎06-21-2012
0

Re: Barclay's usage results in a healthy auto-CLI!

WTG very nicel! Congrats on your CLI, that's a great bump. :smileywink:  You may want to put this info on MJ's active Barclays thread for data points:

 

http://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CC-let-s-put-our-heads-together/m-p/2297693/hig...

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Senior Contributor
Wanderer
Posts: 4,729
Registered: ‎10-03-2008
0

Re: Barclay's usage results in a healthy auto-CLI!

Congrats!
Regular Contributor
sdwalt
Posts: 148
Registered: ‎10-20-2013
0

Re: Barclay's usage results in a healthy auto-CLI!

[ Edited ]

Nice job, I use the reward Mastercard all the time, so we will see if I do as well as you have next month when my first six months is up.

Mega Contributor
coldnmn
Posts: 14,082
Registered: ‎08-08-2011
0

Re: Barclay's usage results in a healthy auto-CLI!

Congrats! Thanks for sharing.

 

 

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Senior Contributor
alvon123
Posts: 7,586
Registered: ‎09-24-2013
0

Re: Barclay's usage results in a healthy auto-CLI!

congrats


Contributor
changingmantra2
Posts: 137
Registered: ‎04-13-2014
0

Re: Barclay's usage results in a healthy auto-CLI!


masscredit wrote:

I mentioned in one of the other threads that I was expecting an auto-CLI from Barclay's anyday now. Well... that day was today! Just logged into my account for the forth or fift time today (not that I keep track of them or anything) and saw that my CL had jumped up by $3000. Went from $5500. to $8500.  I usually put $500. - $2000. on it most months and I've used the balance transfer checks once in awhile. I also make multiple payments each month. This month totalled close to $3k. I guess they do reward heavy usage. My increase history with them is -

 

Opened account - 8/20/12 - $1300. (reconned to $2000). - 5/2/13 - $3700. (auto-CLI) - 10/24/13 - $5500. (auto-CLI) - 4/24/14 - $8500.(auto-CLI)

 

The first increase was after 9 months, next one was after 5 months and then 6 months after that. 

 

If anyone has a long history with them, should this keep going or will the auto-increases stop at some point? 

 

Oh, and I was hoping to get to $7500. with this increase. Made my night! :smileyhappy: 


Congratulations - My history is not very long - just over two years -  I have received an auto CLI on my cards every 6 months thus far. 

“We delight in the beauty of the butterfly, but rarely admit the changes it has gone through to achieve that beauty.”
― Maya Angelou
Established Contributor
DrZoidberg
Posts: 561
Registered: ‎04-03-2014
0

Re: Barclay's usage results in a healthy auto-CLI!

With that kind of usage you should think about PCing to a rewards card.

Established Contributor
masscredit
Posts: 754
Registered: ‎07-17-2012
0

Re: Barclay's usage results in a healthy auto-CLI!


DrZoiberg wrote:

With that kind of usage you should think about PCing to a rewards card.


I have a pile of "pre-selected" Rewards Card applications from Barclay's. I've been receiving one every week or two lately. Thinking about taking them up on their offer to see what I get.  I read something about them matching credit lines if a person has another one of their cards. Don't know if that is the case all of the time.


|****$6000****|****$6000*****|****$4500*****|****$2500****|****$1600****|****$3000****|******$750******|*****$700*****|
EX - 657 (MyFico 10/02/14) TU - 655 (Walmart 10/10/14 ) EQ 04 - 699 (DCU -09/26/14) EQ 08 - 669 (MyFico -10/10/14)
Valued Contributor
BigBS
Posts: 2,218
Registered: ‎02-18-2014
0

Re: Barclay's usage results in a healthy auto-CLI!

Congrats on the CLI!


AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA BBR VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Chase freedom VS - $5.5K | Citi TY Pref WMC - $21.9K | Coldwater Creek MC - $15K | Discover it - $11.5K | FIA AMEX - $16K | Synchrony Bank/HH Gregg - $10K | LMCU PP VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Platinum CRV+ - $39K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $20.3K Last HP 24 Jul 14 - Gardening into 2015.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}