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Got my Wyndham card upped from $650 to $5k today. Apped online, they called me today, asked why I have no CC history before 2 years ago (because I disputed everything on my credit report over 2 years old and started fresh). I asked them to change me from Platinum to Signature, they transferred to someone who said they cannot unless I apply again, then call them when I get denied and ask them to close the current one, open the new one, then transfer the balance. They also said if I just wait, they might do it automatically.
@ficojoe wrote:Got my Wyndham card upped from $650 to $5k today. Apped online, they called me today, asked why I have no CC history before 2 years ago (because I disputed everything on my credit report over 2 years old and started fresh). I asked them to change me from Platinum to Signature, they transferred to someone who said they cannot unless I apply again, then call them when I get denied and ask them to close the current one, open the new one, then transfer the balance. They also said if I just wait, they might do it automatically.
Wow nice Congrats
Congrats
@myjourney wrote:
@ficojoe wrote:Got my Wyndham card upped from $650 to $5k today. Apped online, they called me today, asked why I have no CC history before 2 years ago (because I disputed everything on my credit report over 2 years old and started fresh). I asked them to change me from Platinum to Signature, they transferred to someone who said they cannot unless I apply again, then call them when I get denied and ask them to close the current one, open the new one, then transfer the balance. They also said if I just wait, they might do it automatically.
Wow nice Congrats
Congrats to you.
Congrats! That's a big increase, WTG
@ficojoe wrote:Got my Wyndham card upped from $650 to $5k today. Apped online, they called me today, asked why I have no CC history before 2 years ago (because I disputed everything on my credit report over 2 years old and started fresh). I asked them to change me from Platinum to Signature, they transferred to someone who said they cannot unless I apply again, then call them when I get denied and ask them to close the current one, open the new one, then transfer the balance. They also said if I just wait, they might do it automatically.
So basically Barclays would not have upped your CL had you not apped for a new card? Is this what we need to do to force them to increase CL?
@Fico2Go wrote:
@ficojoe wrote:Got my Wyndham card upped from $650 to $5k today. Apped online, they called me today, asked why I have no CC history before 2 years ago (because I disputed everything on my credit report over 2 years old and started fresh). I asked them to change me from Platinum to Signature, they transferred to someone who said they cannot unless I apply again, then call them when I get denied and ask them to close the current one, open the new one, then transfer the balance. They also said if I just wait, they might do it automatically.
So basically Barclays would not have upped your CL had you not apped for a new card? Is this what we need to do to force them to increase CL?
I had to request the CL from my account online. I asked fro the new card when they called to verify my application for a CLI.
They asked why I wanted a CLI. I LOLed at him and said "if you want me to ever actually use the card, you have to give me more than $650."
@ficojoe wrote:They asked why I wanted a CLI. I LOLed at him and said "if you want me to ever actually use the card, you have to give me more than $650."
great response!!! congrats on the CLI request!!!
Congrats! Thanks for sharing.