Credit Card Center Advertiser Disclosure

Reply
Member
Posts: 30
Registered: ‎03-10-2017
0 Kudos

Re: Barclays World Elite Mastercard Approval Odds?


Klad wrote:

Hey Guys, I am planning to apply Barclays World Elite card. With my scores, credit profile, income I think I should be approved but need your expert advice before pulling the trigger. Here are my details

 

FICO - EQ 736, TU 764, EX 753

Total CL - 45,700 (AMEX Blue Cash - 25000, Chase Freedom - 7000, Discover - 5800, Citi Thankyou Premier - 5200, BOFA Cash Rewards - 1700, Macys - 1000)

Inquiries - TU 3 (none in last 12 months), EQ 6 (4 in last 12 months, 1 in last 6 months), EX 3 (none in last 12 months)

AAoA - 1 Year 2 Months

Oldest Account - 2 Year 3 Months

Income - 63,100 in KY

 

I am ready to pull the trigger but just need to make sure that experts in this forum also thinks so Smiley Happy


Interesting question and great topic. About a year ago I took out the Chase Freedom Unlimited and boom, got a Barclays World Elite Card Offer in the mail. I didn't act on it. I recently took out the Saphire Reserve, and boom, I got another offer about 3 days later in the mail. I am definitely interested in the card. Glad to see your stats! Congrats on the Card. I too will be looking into this!


Highlighted
Valued Contributor
Posts: 2,035
Registered: ‎02-05-2016
0 Kudos

Re: Barclays World Elite Mastercard Approval Odds?

Congrats! 

 

10k approved. Charge $500. CLD to 1k. 50% UTIL. Barclay's says thanks for being a loyal customer. 


TCL 115k / UTIL 23% = $26,690
Experian: 673 (33) | TransUnion: 692 (34) | Equifax: 692 (6)
Gardening as of: 6-1-2017
Updated 7-26-17

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.