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Regular Contributor
Posts: 140
Registered: ‎06-27-2016

Barclays World Elite Mastercard Approval Odds?

Hey Guys, I am planning to apply Barclays World Elite card. With my scores, credit profile, income I think I should be approved but need your expert advice before pulling the trigger. Here are my details

 

FICO - EQ 736, TU 764, EX 753

Total CL - 45,700 (AMEX Blue Cash - 25000, Chase Freedom - 7000, Discover - 5800, Citi Thankyou Premier - 5200, BOFA Cash Rewards - 1700, Macys - 1000)

Inquiries - TU 3 (none in last 12 months), EQ 6 (4 in last 12 months, 1 in last 6 months), EX 3 (none in last 12 months)

AAoA - 1 Year 2 Months

Oldest Account - 2 Year 3 Months

Income - 63,100 in KY

 

I am ready to pull the trigger but just need to make sure that experts in this forum also thinks so Smiley Happy

FICO EX 743, EQ 775, TU 749 | Total CL $113,000 | INQ EX 9, EQ 6, TU 3: 12 Months EX 3, EQ 2, TU 1 | AAoA 21 months
CL $29000CL $15000CL $8000CL $6800CL $34500CL $8600CL $1700CL $9400
Frequent Contributor
Posts: 326
Registered: ‎12-07-2015
0

Re: Barclays World Elite Mastercard Approval Odds?

You're a shoe in with those stats for Barclay.
Senior Contributor
Posts: 5,395
Registered: ‎02-24-2015
0

Re: Barclays World Elite Mastercard Approval Odds?


Klad wrote:

Hey Guys, I am planning to apply Barclays World Elite card. With my scores, credit profile, income I think I should be approved but need your expert advice before pulling the trigger. Here are my details

 

FICO - EQ 736, TU 764, EX 753

Total CL - 45,700 (AMEX Blue Cash - 25000, Chase Freedom - 7000, Discover - 5800, Citi Thankyou Premier - 5200, BOFA Cash Rewards - 1700, Macys - 1000)

Inquiries - TU 3 (none in last 12 months), EQ 6 (4 in last 12 months, 1 in last 6 months), EX 3 (none in last 12 months)

AAoA - 1 Year 2 Months

Oldest Account - 2 Year 3 Months

Income - 63,100 in KY

 

I am ready to pull the trigger but just need to make sure that experts in this forum also thinks so Smiley Happy


I'm not an expert, but I do believe you will be accepted. Barclays almost always pulls TU, and your TU score is good, and -- most important -- you have no inquiries for the past 12 months there. Barclays is very sensitive to inquiries. They will like you.

 

IMHO you're good to go.

 

 


FICO8 EQ 782 TU 803 EX 786 FICO5 EQ 747 Total revolving 493000
Regular Contributor
Posts: 140
Registered: ‎06-27-2016
0

Re: Barclays World Elite Mastercard Approval Odds?

Thank Guys, do you think with such a short AAoA they will be give me World Elite version of this card?

FICO EX 743, EQ 775, TU 749 | Total CL $113,000 | INQ EX 9, EQ 6, TU 3: 12 Months EX 3, EQ 2, TU 1 | AAoA 21 months
CL $29000CL $15000CL $8000CL $6800CL $34500CL $8600CL $1700CL $9400
Super Contributor
Posts: 8,299
Registered: ‎11-12-2014
0

Re: Barclays World Elite Mastercard Approval Odds?


Klad wrote:

Thank Guys, do you think with such a short AAoA they will be give me World Elite version of this card?


As far as I know, Barclay's doesnt work like some other banks where they will give you a lower tier version in some cases. You either get approved for the card, period, or you don't. They won't issue a non World Elite version of the card.

Regular Contributor
Posts: 140
Registered: ‎06-27-2016
0

Re: Barclays World Elite Mastercard Approval Odds?

The reason I was asking this question because what I see in fien prints on their website

 

"Offer subject to credit approval. Not everyone will qualify for the World Elite Mastercard credit card and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card. Benefits will vary depending upon the card for which you are approved."

 

So it looks if I am not eligible for World Elite, they will give me World and if not World then Platinum?

FICO EX 743, EQ 775, TU 749 | Total CL $113,000 | INQ EX 9, EQ 6, TU 3: 12 Months EX 3, EQ 2, TU 1 | AAoA 21 months
CL $29000CL $15000CL $8000CL $6800CL $34500CL $8600CL $1700CL $9400
Regular Contributor
Posts: 140
Registered: ‎06-27-2016

Re: Barclays World Elite Mastercard Approval Odds?

Thanks Guys.. Applied and was instantly approved for 10K limit Smiley Happy

FICO EX 743, EQ 775, TU 749 | Total CL $113,000 | INQ EX 9, EQ 6, TU 3: 12 Months EX 3, EQ 2, TU 1 | AAoA 21 months
CL $29000CL $15000CL $8000CL $6800CL $34500CL $8600CL $1700CL $9400
Senior Contributor
Posts: 4,799
Registered: ‎04-23-2016
0

Re: Barclays World Elite Mastercard Approval Odds?

Nice!! World Elite?
Senior Contributor
Posts: 5,395
Registered: ‎02-24-2015
0

Re: Barclays World Elite Mastercard Approval Odds?


Klad wrote:

Thanks Guys.. Applied and was instantly approved for 10K limit Smiley Happy


Congratulations. Enjoy it.


FICO8 EQ 782 TU 803 EX 786 FICO5 EQ 747 Total revolving 493000
Regular Contributor
Posts: 140
Registered: ‎06-27-2016
0

Re: Barclays World Elite Mastercard Approval Odds?

Yepp.. World Elite it is Smiley Happy

FICO EX 743, EQ 775, TU 749 | Total CL $113,000 | INQ EX 9, EQ 6, TU 3: 12 Months EX 3, EQ 2, TU 1 | AAoA 21 months
CL $29000CL $15000CL $8000CL $6800CL $34500CL $8600CL $1700CL $9400

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