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Congrats to your recon success!!
So as I said before I was instantly denied, however this morning i called and got a ver nice english speaking credit analyst, and within 2 minutes he overturned their decision and approved me!! He asked how much I wanted and I just threw out $1700, or whatever they saw fit, he said he approved me for $1700! I want to call back and ask for more, but I might just stick what what I have since I know this is a card that can grow with me.
@logan_720 wrote:So as I said before I was instantly denied, however this morning i called and got a ver nice english speaking credit analyst, and within 2 minutes he overturned their decision and approved me!! He asked how much I wanted and I just threw out $1700, or whatever they saw fit, he said he approved me for $1700! I want to call back and ask for more, but I might just stick what what I have since I know this is a card that can grow with me.
Congrats Logan! I told you it could pay off. Just stick with the $1700 and eventually you'll get a CLI. I wouldn't call back because you never know that someone else could overturn the approval.
Thats what I am starting to think. I was used to talking to the guys over at Chase who are always saying no, but Barclay customer service is simply amazing.
@logan_720 wrote:Thats what I am starting to think. I was used to talking to the guys over at Chase who are always saying no, but Barclay customer service is simply amazing.
Heh things I do that are guaranteed to get me a "no" answer -
1. Ask for a raise
2. Ask a beautiful woman out
3. Ask for a Cap One CLI
YMMV!
I learned my lesson with Capital One and their CLI. Finally after getting tired with such a small line, I started a chat with a specialist, and threated to close my accounts, all three, to which he replied back with a CLI, and he also signed me up for another series of credit steps so in July I will receive another CLI. I did end up closing one of my accounts with them and when they asked why I wanted to, I just told them that my credit lines with them are not growing with me, the CSR then told me that Capital One is very conservative with CLI's. I'm glad they finally told me.
@logan_720 wrote:I learned my lesson with Capital One and their CLI. Finally after getting tired with such a small line, I started a chat with a specialist, and threated to close my accounts, all three, to which he replied back with a CLI, and he also signed me up for another series of credit steps so in July I will receive another CLI. I did end up closing one of my accounts with them and when they asked why I wanted to, I just told them that my credit lines with them are not growing with me, the CSR then told me that Capital One is very conservative with CLI's. I'm glad they finally told me.
You never would have guesed I'm sure!