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Best Gas card other than NRA?

Frequent Contributor

Re: Best Gas card other than NRA?

I use BCP unless Disco or Freedom have it as quarterly. Only 3%, but no max limit, that's really pretty good.

Message 11 of 41
Regular Contributor

Re: Best Gas card other than NRA?

 


@wrote:

wrote:

My understanding is that the Penfed card is not a true 5% card.  Works out to 4.15%, due to the points value only being $.0083.  Costco is a great card for gas, if you already have a membership.  Only 4%, but their gas prices are great to begin with.  


Interesting.  Spent $70 last month and received $3.50 in credit.


Did you actually receive $3.50, or does it just show 350 points?

 

You DO get 5 points per dollar, the difference comes when it's time to redeem.  Each point has a value of only $0.0083, vs the typical $0.01.  

Message 12 of 41
Regular Contributor

Re: Best Gas card other than NRA?

Ducks Unlimited is NOT NRA though.  Not sure if that is what you were saying, just wanted to clarify.

Message 13 of 41
Valued Contributor

Re: Best Gas card other than NRA?


wrote:

 


wrote:

wrote:

My understanding is that the Penfed card is not a true 5% card.  Works out to 4.15%, due to the points value only being $.0083.  Costco is a great card for gas, if you already have a membership.  Only 4%, but their gas prices are great to begin with.  


Interesting.  Spent $70 last month and received $3.50 in credit.


Did you actually receive $3.50, or does it just show 350 points?

 

You DO get 5 points per dollar, the difference comes when it's time to redeem.  Each point has a value of only $0.0083, vs the typical $0.01.  


The 5% is redeemed as a statement credit and $3.50 is what posted.

# Transaction
Date
Posting
Date
 
Transaction Description
 
Amount
 
  1/12/20181/12/2018PLATINUM CASH REWARD-3.50
2 1/9/20181/9/2018CR. CARD PAYMENT ALEXANDRIA VA
REFERENCE ID: XXXXXXXXXXXXXXXXX
-64.28
3 1/4/20181/5/2018CHEVRON 0212947 HUNTSVILLE AL
REFERENCE ID: XXXXXXXXXXXXXXXXX
35.00
4 12/24/201712/26/2017MARATHON PETRO170449 HARVEST AL
REFERENCE ID: XXXXXXXXXXXXXXXXX
35.00
EX EQ TU
Score 819 833 838
INQs 12 8 8
Last INQ 17 Feb 18
Message 14 of 41
Valued Contributor

Re: Best Gas card other than NRA?


@wrote:

I use BCP unless Disco or Freedom have it as quarterly. Only 3%, but no max limit, that's really pretty good.


I would think a 5% cashback card for gas even at a $6k cap would be enough for almost anyone unless you're a road warrior because $500/month is a lot.

FICO 08 Scores (Jan-18): TU 791, EQ 784, EX 785

Message 15 of 41
New Contributor

Re: Best Gas card other than NRA?


@wrote:

Hey there,

 

I was hoping if someone could help me out. Is there another card that will give 5% cash back on gas besides the NRA Visa card?

 


If you are eligible for USAA membership, the cashback rewards Amex is 5% up to $3000/year.  I got it to fill up my motorhomeSmiley Surprised

Message 16 of 41
Contributor

Re: Best Gas card other than NRA?

BoA Cash Rewards nets 5.25% cash back on gas for Platinum Honors members.

 

Discover IT has gas as one of their rotating 5% quarterly bonuses, including this quarter.  If you've had the card less than a year you'll get an additional 5% back on your 1st anniversary.

(12/2017)
FICO 8 (EX) 795 (TU) 822 (EQ) 795

FICO 9 (EX) 822 (TU) 827 (EQ) 832
Message 17 of 41
Frequent Contributor

Re: Best Gas card other than NRA?


@wrote:

wrote:

I use BCP unless Disco or Freedom have it as quarterly. Only 3%, but no max limit, that's really pretty good.


I would think a 5% cashback card for gas even at a $6k cap would be enough for almost anyone unless you're a road warrior because $500/month is a lot.


People buy many things at gas stations besides gas. I got Chester's chicken and Godfather's Pizza for my family the other night and got 10% back from Disco Smiley Happy.

Message 18 of 41
Frequent Contributor

Re: Best Gas card other than NRA?


@wrote:

wrote:

wrote:

I use BCP unless Disco or Freedom have it as quarterly. Only 3%, but no max limit, that's really pretty good.


I would think a 5% cashback card for gas even at a $6k cap would be enough for almost anyone unless you're a road warrior because $500/month is a lot.


People buy many things at gas stations besides gas. I got Chester's chicken and Godfather's Pizza for my family the other night and got 10% back from Disco Smiley Happy.


When my wife worked at a current job she was in charge of ordering the catering for groups of people. She was able to use her card and be reimbursed by the company. This one catering place shared the same building as a gas stations and was owned by the same family I believe. 

 

As it turned out the catering company was coded as gas and she used her AMEX BCP for the charge .the catering bill was over $4,000. That was a nice cash bvack month!

Amex Delta Platinum 10k | Barclaycard Commerce 15k | US Bank Cash+ 18.5k | Barclaycard Arrival+ 20k | Citi Aadvantage Platinum 22k | Capital One Venture 32k | Lowes 35k | Amex Hilton Ascend 36k | Discover It 40.8k | Bank of America BBR 45k | Amex EDP 50k | Chase Marriott 67k | Amex Platinum NPSL
Message 19 of 41
Valued Member

Re: Best Gas card other than NRA?

I might get the Penfed, I mean 4.15% isn't that bad, better than the Costco 4% and 3% from Bank of America cash rewards. The 5% makes a big difference from 4.15. We will see.
Message 20 of 41