Blispay Train Over??

[cem13]

I applied and was instantly denied.  I have BK7 D/C in JUN2011.  My current FICO8 score is 675.  I was recently approved for Delta Amex for $10K.  I wonder if the train came off the tracks?

I have 10 Inq on EX.  AAOA is about 5 years.

[Anonymous]

---

@cem13 wrote:

I applied and was instantly denied.  I have BK7 D/C in JUN2011.  My current FICO8 score is 675.  I was recently approved for Delta Amex for $10K.  I wonder if the train came off the tracks?

I have 10 Inq on EX.  AAOA is about 5 years.

---

Same thing happened to me the other day with scores in siggy. Thought I was a shoe in but NO!!!

Haven't received the denial letter yet so I'm waiting to see what they say. I've had a good run lately getting new accts and was surprised by this denial.

[Anonymous]

I doubt it. I was approved around 10p last night. Sorry for denial.

[Anonymous]

Sorry to hear about the denial.  It appears that the train is still rolling, it maybe the BK or the combination with your score.  However, the Amex Delta is very nice!  You gotta go with what works! 

[Anonymous]

---

@Anonymous wrote:

Sorry to hear about the denial.  It appears that the train is still rolling, it maybe the BK or the combination with your score.  However, the Amex Delta is very nice!  You gotta go with what works! 

---

I was thinking the BK too. You have a pretty line up, so no big loss. lol

[Anonymous]

The train ran over me too!!! 

I think EXP scores under 680-685 are dice rolls.

[Officer737]

It's not the BK, I have one from early 2014 and I still made it in. My EX is 690 so that may have been a factor in my favor 

[Anonymous]

Who knows? I think they're playing rock, paper, scissors. There is someone who was approved with 90 inquiries under their belt. I think you have to have a secret password and we weren't invited.

[kdm31091]

It's not about a train, it's about what you do or don't qualify for.

[Samac]

My Ex was in the 720s and they were like HAHA NOPE YOU YOUNG GUN.
I don't think they like a low AAOA. I'm 22 so none of my credit is very old.