Bloomingdales CLI and Upgrade Request

[Creditaddict]

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@Anonymous wrote:

Question- is this really considered an upgarde or do they do an HP? I thought Bloomingdales considered it an actual new card app (at least, from what they told me)

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yes but they still use the credit on file even though they ask for permission to pull credit.

[bostonte]

Is there really any benefit to having the Bloomingdales Amex other than just because or one more Amex for Amex Offers? I know sometimes the Macy's Amex has some offers that can be advantageous if you want the shopping rewards dollars.

Just wondering since I want to upgrade mine, but can't find enough of a reason to take the new account hit. If I'm missing something, clue me in.

[FinStar]

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@bostonte wrote:

Is there really any benefit to having the Bloomingdales Amex other than just because or one more Amex for Amex Offers? I know sometimes the Macy's Amex has some offers that can be advantageous if you want the shopping rewards dollars.

Just wondering since I want to upgrade mine, but can't find enough of a reason to take the new account hit. If I'm missing something, clue me in.

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You can review and evaluate the benefits online to decide if the upgrade makes sense for you.  I have the Bloomie's AMEX at the Top of the List (formerly the Reserve) and for high-spending individuals, it provides a decent set of benefits/perks - provided you shop frequently at Bloomingdale's.

https://www.bloomingdales.com/service/credit/club.ognc

[Anonymous]

I got my Bloomingdale's card in December and got a cli last month plus got a Macy's Am Ex the end of last month. 

Has enough time past for me to try and upgrade to the Bloomingdale's Am Ex?