BoA Blacklisted??

[FabulousDtheBruin]

Hi all,

Two years ago, like April 10 2015, BoA closed all my 4 credit accts  with them (over 50K in lines combined) because I didn't get my proof of income to them in a timely manner.  I tried applying to them a year ago and they denied me because "there were too many inquiries."  

I never defaulted in my life with any creditor.  Do you think they blacklisted me?  Has anyone had a similar experience?

When should I apply next?

Thanx!

[AverageJoesCredit]

Possible but did you have too many inquiries?

[Anonymous]

Personally, I'd give it another six months. That would also age your inquiries. Just my thoughts on the matter.

[Anonymous]

As someone who burned BOA in my BK, when I last applied I get a "previous history" or something along those lines as a denial reason.  I wouldn't think too many inquiries would mean you're not able to still get a product from them.

[sjt]

DId you pay them back?

If they blacklisted you, the reason should have been "previous unsatifactory history" or something to that effect.