BoA cli...

[subwaysandwich]

Got a $500 increase with HP from $2500 to $3000....Was it worth the HP?

[09Lexie]

How long have you had the card? 

[subwaysandwich]

10 days..

[coldnmn]

Congrats on the CLI! No it wasn't worth the hp you should have waited 6 months in my opinion. The hp stays on your credit file 2 years.

[-Wade-]

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@subwaysandwich wrote:
Got a $500 increase with HP from $2500 to $3000....Was it worth the HP?

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Congrats on your CLI

[subwaysandwich]

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@coldnmn wrote:

Congrats on the CLI! No it wasn't worth the hp you should have waited 6 months in my opinion. The hp stays on your credit file 2 years.

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If I had a lower income (ie 20000) would it be worth it now because I have $15000 in credit?

[gdale6]

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@subwaysandwich wrote:

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@coldnmn wrote:

Congrats on the CLI! No it wasn't worth the hp you should have waited 6 months in my opinion. The hp stays on your credit file 2 years.

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If I had a lower income (ie 20000) would it be worth it now because I have $15000 in credit?

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Grats on your CLI :

Income is not a factor in whether its worth it or not IMO, I have 2x credit to income an HP for a $500 cli on a 10 day old card is a bad tradeoff, if you think its worth it then it is doesnt matter what any of us say.

[CreditMagic7]

I started at and am at 1000 on BofA.
No way would i even consider until 6 months tops. But Congrats on the CLI.
If you have HP's to burn then new accounts might be a better decision. Just saying....

[subwaysandwich]

I tried apping for new cards, but it always gives me the "credit available is too high in relation to income" or something like that... so I'm thinking I'm capped at a certain limit credit line wise

[coldnmn]

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@gdale6 wrote:

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@subwaysandwich wrote:

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@coldnmn wrote:

Congrats on the CLI! No it wasn't worth the hp you should have waited 6 months in my opinion. The hp stays on your credit file 2 years.

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If I had a lower income (ie 20000) would it be worth it now because I have $15000 in credit?

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Grats on your CLI :

Income is not a factor in whether its worth it or not IMO, I have 2x credit to income an HP for a $500 cli on a 10 day old card is a bad tradeoff, if you think its worth it then it is doesnt matter what any of us say.

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+1 It was just my opinion you asked for, but if your happy that's all that matters.