BofA secured.....graduation?

[Anonymous]

So I've had my 99/500 rewards card for a little over 6 months, 6 statements...In my account as of lately It shows the CLI button with income info and such....followed by it will be a hard pull statement.

Wondering if I should wait it longer to see if they unsecure the card...And wondering if this CLI request option is the one where you add $ for additional $500. Which is what I do not wish to do. Scores are all around 700. Clean file, many account's and inquiries.

No hurry but this the last secure card on my file. The rest are doing well and gaining little by little.

[Anonymous]

If it shows an application like screen asking for income information and such than its more likely a real cli/graduation request. If it asks for bank information its just to add funds.

[fltireguy]

In my case, that link unsecured the card, and the limit doubled. And then 90 days later, I got a SP CLI to $2800

[Anonymous]

Fitireguy - how long after you hit the link did the card unsecure?  Was it instant?  Do you remember around what FICO range you were when it happened?

[fltireguy]

OP. It was probably a week I'm thinking? I was 750 TU 670 EQ 695 EX.

[fltireguy]

Slyvixen. It was probably a week I'm thinking? I was 750 TU 670 EQ 695 EX.

[Anonymous]

I'll have to post a screen shot. And get some feedback. Would like the card to unsecure