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New Contributor
CreditRepairGirl23
Posts: 67
Registered: ‎05-31-2012
0

Brand New Walmart Card - Got a $800 CLI !!

Just wanted to share, new walmart card opening limit $700

 

Havent even used the card yet but recently BOA upped my Credit Limit to $3000 (from $1,000) and I saw some threads on here that others had luck so I figured it was worth a shot..

 

Called the backdoor number from the backdoor thread (what a godsend that is!!) took about 5 mins of verifying my identity and income..I explained I had some xmas shopping to do but wouldnt be using the card as much as Id like so as not to hurt my utilization score with the low limit..

 

Asked for $3,000 limit , after a few mins she came back with $1,500 approval - said I would get a letter explaining why they couldnt do the full amount in 7-10 days

 

But $800 increase is better than nothing so I am happy!

Established Contributor
LesWH
Posts: 608
Registered: ‎10-11-2012
0

Re: Brand New Walmart Card - Got a $800 CLI !!

Congratulations!  Now sign up to get that free TU FICO score!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Brand New Walmart Card - Got a $800 CLI !!

Nice, Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Moderator
09Lexie
Posts: 25,861
Registered: ‎09-13-2012
0

Re: Brand New Walmart Card - Got a $800 CLI !!

New Contributor
CreditRepairGirl23
Posts: 67
Registered: ‎05-31-2012
0

Re: Brand New Walmart Card - Got a $800 CLI !!

How do I get the free TU score?

 

Thanks everyone!

Established Contributor
LesWH
Posts: 608
Registered: ‎10-11-2012
0

Re: Brand New Walmart Card - Got a $800 CLI !!


CreditRepairGirl23 wrote:

How do I get the free TU score?

 

Thanks everyone!


Access your account online and signe up for it there.


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Valued Contributor
j_casteel
Posts: 1,906
Registered: ‎06-21-2012
0

Re: Brand New Walmart Card - Got a $800 CLI !!

congrats!

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $4k | CSP $5k | Marriott $5k | AMEX TE $9k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Contributor
jllunas
Posts: 77
Registered: ‎08-03-2012
0

Re: Brand New Walmart Card - Got a $800 CLI !!

Congrats! I just got my walmart card last week to. They gave me a 900 limit. probably wont use it but should help me with my credit.

Transunion 698
Equifax 713
Experian 700
Goal Score 750
HWLBA
New Contributor
CreditRepairGirl23
Posts: 67
Registered: ‎05-31-2012
0

Re: Brand New Walmart Card - Got a $800 CLI !!


jllunas wrote:

Congrats! I just got my walmart card last week to. They gave me a 900 limit. probably wont use it but should help me with my credit.


You should give the backdoor number a try!! If you do , please come back and let us know how it went!

I didnt NEED the increase either...I just want the higher limit for my utilization to appear even better to help my score :smileyhappy:

Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Brand New Walmart Card - Got a $800 CLI !!


CreditRepairGirl23 wrote:

Just wanted to share, new walmart card opening limit $700

 

Havent even used the card yet but recently BOA upped my Credit Limit to $3000 (from $1,000) and I saw some threads on here that others had luck so I figured it was worth a shot..

 

Called the backdoor number from the backdoor thread (what a godsend that is!!) took about 5 mins of verifying my identity and income..I explained I had some xmas shopping to do but wouldnt be using the card as much as Id like so as not to hurt my utilization score with the low limit..

 

Asked for $3,000 limit , after a few mins she came back with $1,500 approval - said I would get a letter explaining why they couldnt do the full amount in 7-10 days

 

But $800 increase is better than nothing so I am happy!


Use the card then PIF, wait 4 month and you can have 5k CL for sure! :smileyvery-happy:

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

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