Unfortuanately, I burned City 8 years ago.
It was a Home Depot card issued by City.
Is there any possibility that City will give me another chance, or am I black listed?
Thanks in advance.
I burned Citi for a LOT over 10 years ago.
Starting in December 2017 I'm getting mailers every 2-3 weeks with pretty good terms.
No prequal for me on their website yet, though, but the mailers look solid.
Citi doesn't offer any cards I want, though, so it's kind of a wash for me. I wouldn't mind getting one in 2019 just to rebuild a relationship, but it would go right into the SD, lol.
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I had a Citi card in DMP but they gave me a Best Buy card last year when I bought my TV. I don't know if HD does this but Sams sometimes print a pre-approval for a MC when you checkout there so I would check them out.
That was a grand ideal.
I'm pre-qualified with a high, but solid apr.
If im blacklisted, do you think their system would catch it prior to pre-qualifing?
Citi retail side and Citibank legacy are two different operating systems within Citibank. I can get all I want on the retail side with them, but im BL still for awhile on the legacy side. If you have a prequal showing, and you really want the HD card, then pull the trigger. You might get approved for a small SL 300-500 initially, (I burned them in my BK, and got them back with a sl of $500, so its possible), but the CL will get higher over time, trust me...mines currently at $15k