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CITIBANK CREDIT CARDS

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Sarahjane33
New Member

Re: CITIBANK CREDIT CARDS

I was recently approved for Citi AA Advantage and they pulled experian

Message 11 of 22
Anonymous
Not applicable

Re: CITIBANK CREDIT CARDS


@FinStar wrote:

OP - any of the 3 and YEMV.  You can check the CB database to get some guidance on what pulls for your region.


Thanks for the info.  What is CB database?

Message 12 of 22
Anonymous
Not applicable

Re: CITIBANK CREDIT CARDS


@Anonymous wrote:

@FinStar wrote:

OP - any of the 3 and YEMV.  You can check the CB database to get some guidance on what pulls for your region.


Thanks for the info.  What is CB database?


Creditboards.

Message 13 of 22
OnTheRebound
Established Contributor

Re: CITIBANK CREDIT CARDS


@uswala wrote:

@b_diddy wrote:

I was double-puled, EX and EQ, for my Double Cash approval. YMMV.


Same for me.


Same here. I'm on the west coast.

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 14 of 22
Anonymous
Not applicable

Re: CITIBANK CREDIT CARDS

EQ in WI for me on 11-15-14 .Approved. Applied 6mos prior EQ pulled then(denied).

Message 15 of 22
Yodah
Regular Contributor

Re: CITIBANK CREDIT CARDS

Single Pull on Experian in NC.... for DC


Message 16 of 22
Anonymous
Not applicable

Re: CITIBANK CREDIT CARDS

For me Citi typically pulls Experian

Message 17 of 22
aubie1kenobie2
Frequent Contributor

Re: CITIBANK CREDIT CARDS

Double pulled EX and EQ for me last year.


Starting Score: No credit history in July 2013, 663 in August (lender pulled)
Current Score: 773 (Discover FICO), 749 (DCU EQ)
Ultimate goal: Buy a house in 2016!
Message 18 of 22
Anonymous
Not applicable

Re: CITIBANK CREDIT CARDS

Single EX for me. Denied.

Message 19 of 22
chalupaman
Super Contributor

Re: CITIBANK CREDIT CARDS


@Sarahjane33 wrote:

I was recently approved for Citi AA Advantage and they pulled experian


I went for that one too and they pulled EX. Didn't get it but saw some information on CreditPulls about how some people were able to get it despite lots of more recent inquiries and stuff like that and thought I could eventually just PC it to a DC.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 20 of 22
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