No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
it is possible.
my mom was declined on 9/6/12 (i was also a joint applicant-so that may have had something too do with it) and got approved 6/6/13 marked the 61 days in my calender already!
and also guess whose being added as an acm? =)
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@creditnocash wrote:it is possible.
my mom was declined on 9/6/12 and got approved 6/6/13 marked the 61 days in my calender already!
and also guess whose being added as an acm? =)
CONGRATS!
Congrats for Mom!!!
@creditnocash wrote:it is possible.
my mom was declined on 9/6/12 and got approved 6/6/13 marked the 61 days in my calender already!
and also guess whose being added as an acm? =)
Hummm let me think...You Lol
Congrats to mom
the questions is, would amex backdate me too 2012?
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@creditnocash wrote:the questions is, would amex backdate me too 2012?
Negative. AU's do not get backdating goodness.
@mauwow0682 wrote:
I'm confused. Were you a joint applicant this time or just ACM? If you're in ACM you're credit isn't pulled but if you're a joint applicant than it is.
AFAIK he was not joint, only DM apped.
@LS2982 wrote:
@mauwow0682 wrote:
I'm confused. Were you a joint applicant this time or just ACM? If you're in ACM you're credit isn't pulled but if you're a joint applicant than it is.AFAIK he was not joint, only DM apped.
at the time, i was a joint applicant, i already had my zync so it was a soft pull for me, she got triple pulled and then pulled again on recon, and still got denied.
one of the reasons was that my zync was too new. (1 month old)
she also had high util where as i had only 1%
this time she paid down too under 15% and applied by herself. her bk will be falling off in 2014
she has student loans and perfect payment history otherwise.
her income is about 65k.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |