Cap 1 Auto CLI vs. Requested CLI

[EW800]

I was shocked about six weeks ago when I noticed that Capital One raised my CL from $3400 to $8400 automatically.  I guess I am in decent graces with them at the moment.  I was just wonder if anyone has experience with how often they give automatic increases or what criteria.  I am also wondering if on the heals of this automatic increase means that I cannot request one?   Do they require a certain number of months after an auto increase before a request can be put in?

Thanks to all!  

[Joebunaga]

What I was told by the Cap1 EO last fall was that I would need to wait 6 months before I could ask for another increase. Its been 8 months and they've turned me down 3 times. So, hard to say.

[gdale6]

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@EW800 wrote:

I was shocked about six weeks ago when I noticed that Capital One raised my CL from $3400 to $8400 automatically.  I guess I am in decent graces with them at the moment.  I was just wonder if anyone has experience with how often they give automatic increases or what criteria.  I am also wondering if on the heals of this automatic increase means that I cannot request one?   Do they require a certain number of months after an auto increase before a request can be put in?

Thanks to all!  

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Great CLI, typically its 6 months between CLIs unless you go thru the EO.

[SunriseEarth]

Congrats on auto-LUV!

AFAIK, you wouldn't be able to request another CLI for 6 months using the LUV button (As for an EO-initiated CLI, YMMV).  

[Anonymous]

Congrats!

[alvon123]

congrats

[Gunjji]

Nice, Congrats...

After reading all these posts about CLI,s I decided to try it but only if it were a soft pull.

My card was a credit steps card, started out at $300, after the 5 month step, they raised it $1500 to total $1800.
Eleven months later to today, I called the automated system, (after much reading and emails to social@capitalone to make sure it was a soft pull) and was approved for $3000 cli to total $4800.

Its my only card so now I pass the $2000 mark for my score to increase as well, Im very happy! I would have done this much sooner but was afraid it was a hard pull. I have alerts on all 3 CRA's and no alert came up yet for this. Yay

Thanks to everyone for their stories, they sure helped me!

[coldnmn]

Congrats! Thanks for sharing.

[TimeLBK]

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@Gunjji wrote:

Nice, Congrats...

After reading all these posts about CLI,s I decided to try it but only if it were a soft pull.

My card was a credit steps card, started out at $300, after the 5 month step, they raised it $1500 to total $1800.
Eleven months later to today, I called the automated system, (after much reading and emails to social@capitalone to make sure it was a soft pull) and was approved for $3000 cli to total $4800.

Its my only card so now I pass the $2000 mark for my score to increase as well, Im very happy! I would have done this much sooner but was afraid it was a hard pull. I have alerts on all 3 CRA's and no alert came up yet for this. Yay

Thanks to everyone for their stories, they sure helped me!

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What is the automated system and what's the phone number. I always thought you had to speak to someone to get a CLI?

[BluePoodle]

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@EW800 wrote:

I was shocked about six weeks ago when I noticed that Capital One raised my CL from $3400 to $8400 automatically.  I guess I am in decent graces with them at the moment.  I was just wonder if anyone has experience with how often they give automatic increases or what criteria.  I am also wondering if on the heals of this automatic increase means that I cannot request one?   Do they require a certain number of months after an auto increase before a request can be put in?

Thanks to all!  

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Nice increase! Congrats. Can you share how much usage you put on the card?