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Usually if you are in a subprime status when you get a cap1 card, it's hard to get the card to grow. Best bet, if your score has changed a lot, is to app for a new card. Then you can combine them. But, before you give up 3 HP's with cap1, you might want to see if there is a better card suited for your needs with another vendor. There are better cards out there.
It will remain your oldest card if you combine the limits into that card and not the new card.
It wouldn't change any of the account dates on that particular card. The new card deos have to be at least 6 months old before you can combine.
If you're happy with your current cards its a good way to go IMO.
You can check their pre-qual now and later just to see what pops up for you to try to get an idea. 720 scores later on would get you a decent line.
What am I doing wrong... I literally just requested for a CLI on my CO Sec Platinum card and got denied.
I got the notice saying that since it is a "secured card," the account is not eligbile for a credit limit increase because unsecured credit limit increases are not available for secured cards????
Has anyone else encountered this issue with CAP1 Sec CC?
I have had the card for about a year now... and was just recently approved for the Cap1 QS Unsecured card yesterday.. not sure if that affects the CLI I requested for the secured card.