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Cap 1 Showed Me Love!!!

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Agent_Zero
New Contributor

Cap 1 Showed Me Love!!!

So I logged on to my cap1 account and chatted with credit specialist just seeing if he would give me a cli. But I had no luck. So then I sent a letter to the EO. I didn't think it would work, but he called me the next day asked me some questions told me he would get back to me. So I thought that was a no. I checked my account today 3xCLI. Cap1 you just found a place in my wallet. Smiley Happy



Recovering from a irresponsible au.

***-Gardening-***
10/10/13-4/10/13

If it won't for myfico my only card would be my debt it card.
Message 1 of 12
11 REPLIES 11
myjourney
Super Contributor

Re: Cap 1 Showed Me Love!!!

Congarts and pick a spot in the wallet...Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 12
MegaZX30
Valued Member

Re: Cap 1 Showed Me Love!!!

Nice and Congrats! Which card do you have?
You might have been able to get more out of your card depending on what it is, not like CL wise (3x is pretty awesome though!) but other things!

I just went through a simular phase with them! The EO Team is where it's at!
I have a Cap One Platinum,
I got a CLI Increase (from $320 to $1000 that's what 3x at least)
My annual fee waived for the year (was told to call back next year, and I might be eligable to have it removed all together!)
and no product change avialable but they added the 1.5 % rewards to my card as well.
All with a soft inquiry!

Incredibly happy with this personally,  if it was not for the awesome people here on myFico I don't know if I would have even thought about or bothered to contact them and just got rid of the card, but I got more then I expected from contacting them!

Live and Learn!

______________________________
MyFico (Oct 8, 2013):
Experion: 701 -- Equifax: 705 -- TransUnion: 717

Discover IT: $2,650 -- Capital One Platinum $1K -- Cap One QuickSilver $3K -- Chase Freedom $3K
Message 3 of 12
Agent_Zero
New Contributor

Re: Cap 1 Showed Me Love!!!

That is awesome. and I know what you mean if it was not for people here I would still be stuck with just a debt card Robot Frustrated. But I have the quicksilver card no annual fee. They bumped me from 500 to 1500 I could have asked for more but that is a good limit for me, seeing that I'm still in college. Now my discover it, quicksilver, and barclay card can all grow old together in my wallet.



Recovering from a irresponsible au.

***-Gardening-***
10/10/13-4/10/13

If it won't for myfico my only card would be my debt it card.
Message 4 of 12
Mysticuno
Contributor

Re: Cap 1 Showed Me Love!!!

Congrats all on the increases! I've had my Cap 1 Platinum since early Dec. (credit steps at $300) decided to take it and shut up. After reading through the forums and felt froggy so I jumped on the luv button and was slapped down. Called CSP and basically told to wait 6 mos. At the same time was typing a letter to the EO but after seeing CSP note for request the next day stating "the account was too new" I forgot it and decided to wait.

 

Over a week later got a call today from a nice guy from the EO office stating it was in regards to my cli requests for more, took additional info, ask if I'd take a lesser amt. (ask for 2k) and told me it was going to manual review and that he would call me back with a decision before weeks end. My basis was my income, increase scores and due to work travel, would like to book travel and then get company reimbursement instead of going through work and waiting and having them book.

 

Will wait patiently for the response but not looking for any luv so soon.

 

 


Current Score: EFX 645, XPN 680, TU 725
Message 5 of 12
-Wade-
Valued Contributor

Re: Cap 1 Showed Me Love!!!


@Agent_Zero wrote:

So I logged on to my cap1 account and chatted with credit specialist just seeing if he would give me a cli. But I had no luck. So then I sent a letter to the EO. I didn't think it would work, but he called me the next day asked me some questions told me he would get back to me. So I thought that was a no. I checked my account today 3xCLI. Cap1 you just found a place in my wallet. Smiley Happy


Congrats on your 3X CLI Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 6 of 12
alvon123
Super Contributor

Re: Cap 1 Showed Me Love!!!

congrats


Message 7 of 12
yudeology101
Senior Contributor

Re: Cap 1 Showed Me Love!!!

My Soncard just hit 7months, no signs of luv so i've emailed EO last week and they called back today.  It's currently at $1k, asked for $4k....we'll see how it turns out at the end of the week!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 8 of 12
diesel2013
Contributor

Re: Cap 1 Showed Me Love!!!

could you pm me the email addy for the EO ?

Message 9 of 12
efranklin23
Valued Contributor

Re: Cap 1 Showed Me Love!!!

Congrats!

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 10 of 12
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