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Cap One LUV!!!!

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doc101
Regular Contributor

Cap One LUV!!!!

Was curious about the Cap One Quiksilver card, did some research here before applying, then went to the Cap One website and applied. My jaw dropped when I saw that I was approved for $500 CL!! Didn't think I would be approved, but I will take it !


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Message 1 of 9
8 REPLIES 8
09Lexie
Moderator Emerita

Re: Cap One LUV!!!!

Congratulations on your approval! Perhaps you'll be in the Credit Steps Program and your CL can increase after 6 mos.
Message 2 of 9
doc101
Regular Contributor

Re: Cap One LUV!!!!

I sure hope so. The approval stated I would receive my card and material within 7-10 days so I'm hoping


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Message 3 of 9
coldnmn
Mega Contributor

Re: Cap One LUV!!!!

Congrat's! I know the feeling it was 3 years ago I got in with Cap1 with a $300 limit. I never thought I would have credit again. This site will teach you if your willing to listen. It brought me to where I am today.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 9
doc101
Regular Contributor

Re: Cap One LUV!!!!

I most certainly agree with you. I can't remember how I stumbled upon the site but I'm so very thankful that I did. I would have never gotten where I am now without the advice and info from the site


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Message 5 of 9
bigblue7722
Valued Contributor

Re: Cap One LUV!!!!

Congrats on the card. If you don't mind could you share what your credit report looks like and what your scores are
AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 6 of 9
Express
Frequent Contributor

Re: Cap One LUV!!!!

Nice Going!
CL $408,200
Message 7 of 9
doc101
Regular Contributor

Re: Cap One LUV!!!!

EX(663) EQ(643) TU(623)..........only 1 collection to date(hoping it will be removed soon $418 PFD)  no late pays, 8 total inquires on all 3 reports. No liens, no judgements, never declared BK. Already have 2 CC (1 secured w/$300 CL, 1 unsecuredw/$300CL) both paid on time and balance paid in full sometimes.


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Message 8 of 9
knoregs
Established Contributor

Re: Cap One LUV!!!!

Congrats!

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 9 of 9
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