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Cap One Quicksilver Question

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Anonymous
Not applicable

Re: Cap One Quicksilver Question

Whats the pre-qual site? Is there a link for that ? Thanks

Message 11 of 37
UncleB
Credit Mentor

Re: Cap One Quicksilver Question


@Anonymous wrote:

Whats the pre-qual site? Is there a link for that ? Thanks


It's on the main 'capitalone.com' page, but here's a direct link:

 

https://findmycard.capitalone.com/en/PageVersions/LandingPages/LP_UNS_QUICK_RWD_V01.aspx

 

 

Message 12 of 37
EW800
Valued Contributor

Re: Cap One Quicksilver Question

Capital One Motto....   "We Pull Everything, and proud of it!"  Smiley Happy

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 13 of 37
Anonymous
Not applicable

Re: Cap One Quicksilver Question

So capitol one is a good credit card to start with?

Message 14 of 37
UncleB
Credit Mentor

Re: Cap One Quicksilver Question


@Anonymous wrote:

So capitol one is a good credit card to start with?


Everybody has their own opinion, but Capital One has been very good to me. 

 

I recommend them to family members, if that tells you anything.  Smiley Wink

Message 15 of 37
OmarGB9
Community Leader
Super Contributor

Re: Cap One Quicksilver Question

+1 to Uncle B's post. I'm very pleased with cap1. Smiley Happy

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 16 of 37
Anonymous
Not applicable

Re: Cap One Quicksilver Question


@Anonymous wrote:

So capitol one is a good credit card to start with?


Capitol One gave me a chance when nobody would even talk with me.  Started with a platinum MC and quickly pc'd to Quicksilver card. Reasonable CL and during my first year with them realistic CLI's.  I would highly recommend them.

 

Message 17 of 37
Anonymous
Not applicable

Re: Cap One Quicksilver Question

Thanks! I'll apply with them once we are discharged from Chapt 7, Don't think they would approve pre-discharge. We have never had cc with them. I burned Discover and Fingerhut and JcPenney years ago. Never had any cc other then these.

Message 18 of 37
Anonymous
Not applicable

Re: Cap One Quicksilver Question

All 3, is a triple pull, unfortunately! but before you apply ,check if you pre qualify first, to make worth the triple pullSmiley Happy best of luckSmiley Happy

Message 19 of 37
Anonymous
Not applicable

Re: Cap One Quicksilver Question


@Anonymous wrote:

Thanks! I'll apply with them once we are discharged from Chapt 7, Don't think they would approve pre-discharge. We have never had cc with them. I burned Discover and Fingerhut and JcPenney years ago. Never had any cc other then these.


Honestly, with Capital One you never know; they just might approve you pre-discharge. I agree wih the other poster, go check their pre-qualifier first. Their pre-qualified offers are pretty solid if it says "Congratulations" and has a specific APR. Whatever you decide to do, I wish you the best!

Message 20 of 37
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