Cap1 CLI Denied

[Anonymous]

Bank ->"Recent use of this account's existing credit line has been too low" well if they increased it maybe I'd spend a bit more ugh.

[Meanmchine]

Im just spitballing here but maybe put some spend on the card?

[BronzeTrader]

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@Anonymous wrote:

Bank ->"Recent use of this account's existing credit line has been too low" well if they increased it maybe I'd spend a bit more ugh.

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You know what to do.  You are still a long way to get to $1MM credit line. Try again later.  Good luck.

[Anonymous]

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@BronzeTrader wrote:

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@Anonymous wrote:

Bank ->"Recent use of this account's existing credit line has been too low" well if they increased it maybe I'd spend a bit more ugh.

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You know what to do.  You are still a long way to get to $1MM credit line. Try again later.  Good luck.

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IKR ahahaha thanks dudes

[Peteyglad]

I have gotten that same message for a while now. So for a few months I put roughly a grand a month on it, but still kept getting that message. I just gave up after that and have resigned myself to my current limit. 

[ecxpa]

It seems that Cap1 wants all your spend..........my QS is stuck @ 7K with prior spends of 2-3K a month for several mos.   Cap1 grows for some,  not for others, maybe you have to carry balances with them.   That sounds like a Credit One maneuver, make you pay for CLI's

[Anonymous]

They just gave DW $2,000 increase but me only $150 on our QS .  similar scores, same income so go figure  

[Anonymous]

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@Peteyglad wrote:

I have gotten that same message for a while now. So for a few months I put roughly a grand a month on it, but still kept getting that message. I just gave up after that and have resigned myself to my current limit. 

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Yes! I spend on mine as well but don't they make money with swipe fee's off us? I always PIF.

[klarso11]

Capital One has a blindfolded person throw a dart at a dartboard to determine your cli. At a time when AMEX, Discover, Citibank, FNBO and others have given huge increases Cap 1 comes up with a different excuse each time. At one time I used my QS for a balance transfer and for a year I paid 5 times the minimum payment to pay it off early. I asked for an increase and they said no because I only make the minimum payment too often.

[700orbust]

I did 11k, 32k and 17k over the summer and asked for a CLI one month and got that same reason. It's always one reason and an off the wall one. I believe the blindfolded dart thrower theory.