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Cap1 QS1 CLI

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Deltadog03
Established Contributor

Cap1 QS1 CLI

Been denied a bunch for it for monthly payment too low, but now I get this...Don't really need it, but a SP isn't gonna hurt.  I just got approved for the Venture at 5K...Anyone seen this reason before for not getting it with the QS1?  Have I reached my limit with this card you guys think?

 

A credit limit increase is currently not available upon request because Capital One is evaluating account activity at assigned credit limits.

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 1 of 11
10 REPLIES 10
gdale6
Moderator Emeritus

Re: Cap1 QS1 CLI


@Deltadog03 wrote:

Been denied a bunch for it for monthly payment too low, but now I get this...Don't really need it, but a SP isn't gonna hurt.  I just got approved for the Venture at 5K...Anyone seen this reason before for not getting it with the QS1?  Have I reached my limit with this card you guys think?

 

A credit limit increase is currently not available upon request because Capital One is evaluating account activity at assigned credit limits.


I have never got it but I have read a good number of posts on it, they do review their accounts in bulk like this from time to time so I would try again next month.

Message 2 of 11
Deltadog03
Established Contributor

Re: Cap1 QS1 CLI

Ok, thank you very much!  I am usually getting "payments too low on account"  which I don't get...but this is a new one.  don't even get a score with it...lol

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 3 of 11
gdale6
Moderator Emeritus

Re: Cap1 QS1 CLI


@Deltadog03 wrote:

Ok, thank you very much!  I am usually getting "payments too low on account"  which I don't get...but this is a new one.  don't even get a score with it...lol


Payments too low is another way of telling you that you are not using the card enough to warrant a CLI, this would be if you are not carrying a balance. Its meaning if running a balance would be they dont like the payment you are making in relation to the balance of the account.

Message 4 of 11
Anonymous
Not applicable

Re: Cap1 QS1 CLI


@Deltadog03 wrote:

Been denied a bunch for it for monthly payment too low, but now I get this...Don't really need it, but a SP isn't gonna hurt.  I just got approved for the Venture at 5K...Anyone seen this reason before for not getting it with the QS1?  Have I reached my limit with this card you guys think?

 

A credit limit increase is currently not available upon request because Capital One is evaluating account activity at assigned credit limits.


yeah i get that one these days as well. I guess I should use the card little more than 9.99 a month Smiley LOL

Message 5 of 11
Deltadog03
Established Contributor

Re: Cap1 QS1 CLI

Funny thing is, its the card I carry a balance on everymonth.  Until the BT comes over on the Arrival, which should be anyday now.  I was carrying at $1200/3300 balance and paying $100 a month on it...oh well....

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 6 of 11
airplane_al
Member

Re: Cap1 QS1 CLI

i got a $7500 limit on mine quicksliver one so thats not it. i keep asking for a upgrade to quicksliver they will message me to go to the offer center and i can have it. but yet its never there when i go there. and i dont have the patience for a phone call.

Message 7 of 11
Deltadog03
Established Contributor

Re: Cap1 QS1 CLI

Ya I give up. Lol

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 8 of 11
Anonymous
Not applicable

Re: Cap1 QS1 CLI

Cant wait for my increase!!!!

Message 9 of 11
Deltadog03
Established Contributor

Re: Cap1 QS1 CLI

heck ya!!

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 10 of 11
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