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That's what I did to get my limit up on a card that wouldn't budge with Cap One. If you don't mind the inqs, which aren't a big deal IMO. Then go for it. My EX was the only clean report when I attacked them reapidly for 12 months until I got it where I wanted it. I don't see your signature by the way.
OP, what were your scores at the time you were approved with CO? If they were low 600's or anywhere in that ballpark, which I'm guessing they may have been based on your limit and CLI amounts, that account may very well be doomed for eternity. You could possibly possess 800+ scores and they still won't budge on that old account since it was opened on terms that weren't very good.
Your idea of opening up another CO card and moving that limit over is a good one. In fact, that's sort of a long term goal of mine with CO. My only CO card sits in my SD now since it was opened on poor terms and they refuse to let it grow. There aren't any other CO products right now that interest me though, so I'm basically just keeping that card open and in my SD until I see another CO product that works for me. This could be years, who knows. At that time I'll move over my limit ($4k) to the new card and take it from there.
@Anonymous wrote:
Idk why you don't see the sig. I see it on every post. Lol. I don't get this site sometimes. I made sure it was listed on the mobile and on the full site. I'll try to see what I can figure out.
Scores are 763 Tu, 744 EQ, and 653 EX
I see it now. You'll be fine. My scores were much lower than yours when I used the technique. I decided to just roll all CLs back into the oldest card. The rate is high, though this means nothing unless you plan to carry balances on it. I wasn't willing to close my oldest account just because of an APR I never use.
Cap One use to allow double apps on the same pull.
I believe that has changed and you must wait a certain amount of time between their apps now, before applying again. I took my old Platinum MC ($1100) to a QS MC currently ($49,500) in 12 months using that technique. Many here have done the same.
that's what I am gonna do. not only for CLI but in order to avoid AF for QS-1
I have 3 open accounts with C1
master platinum $1.5K 2 years old
QS-1 $1.5K 9months old
QS $1K less than 1 month old
I can't combine QS-1 to QS until July because of 6 months rule. So I have to pay AF on QS-1 for this year anyway. I am gonna contact with C1 for remove the AF. Let's see what will happen,
I'll request CLI on all 3 cards on April and late October. I will keep platinum master open due to age and combine QS-1 to QS with total of at least 5K-6K limit hopefully.
Why don't you PC the Platinum to a QS then roll the QS-1 into it? That is what I plan on doing with mine once I get another round of CLIs. I was able to PC the Plat at about the three month mark.