Capital One CLI Butto & Monthly Spend Question?

signaturecardmember · ‎01-07-2015

Hey Guys,

Tonight my 6 month statement will close meaning I am eligible for a CLI finally. On the questionire it is asked about montly CC spend but is optional.

What insight do you guys have whether it best left blank or filled it and if filled in a high or low amount?

Thanks!

Started: 4/14 Bank of America Signature $6k, 85% Utilization, 745 Fako
Currently: 6/18 Bank of America Signature $99.9k, Chase Slate $0, Chase Freedom Signature $2.5k, American Express Gold NSL, American Express Everyday $6k, Lowes GE $0 (From $35k), Discover IT $38.5k, Capital One Quicksilver $5k, Barclays US Airways $24k, DCU Platinum $30k, PenFed Promise $47k, Chase Freedom Unlimited Signature (From CSP) $50k, Chase AARP Signature $7.5k, American Express Blue Cash $7.5k, Citi American Airlines Platinum $10.5k, Capital One Venture Signature $30k, Chase Sapphire Preferred (From Reserve) $12k, Chase Ink Business Preferred $10k, Barclays Aviator Business $14k. Total Available Credit: Over $350k, Utilization 4%, AAoA 7 Years, TU Fico 799, EX Fico 727

TRC_WA · ‎01-07-2015

I put in $4000 on one and $2750 on the other and that's what I got...

I was at $2000 and $750 on my two cards.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24

Creditaddict · ‎01-07-2015

doesn't seem to matter... the cli is either in the system waiting for you to request or not... I have NEVER been approved a CLI through system and I just got a nice email this morning saying thanks for being with us for 4 years... I always go through EO for cli and those are even tough.

ohundred · ‎01-07-2015

I applied for a CLI in December, and I left the monthly spend empty.