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Valued Member
shootingstar_81
Posts: 39
Registered: ‎09-12-2013
0

Capital One EO CLI AND Credit Steps!!

Last month I emailed the EO regarding a PC for my Cap1 Patinum Card. I also for the heck of ot asked for a 2500 increase to make my credit line 3,000. Not only in my 5th month was I granted the PC and CLI but one month later I logib to my account today and as promised I received my credit steps increase of 500 which was more than what the original letter stated. So there you have it...my Cap 1 Credit Steps card has gone from 500 to 3500 in 6 months!! Not major but for what I've read about Cap1 increases MAJOR!! Lol




Starting Score: EX 651 EQ 597 TU 699
Current Score: EX 672 EQ 640 TU 656
Goal Score: TU EX EQ 700 by 2015


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Mega Contributor
coldnmn
Posts: 14,217
Registered: ‎08-08-2011
0

Re: Capital One EO CLI AND Credit Steps!!

Congrats! Thanks for sharing.

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Frequent Contributor
Mellon
Posts: 341
Registered: ‎08-31-2007
0

Re: Capital One EO CLI AND Credit Steps!!

Congrats!!! I fired off an email last Friday...I hope i get some positive results

| NFCU Cashrewards $14,000 | NFCU Platinum $12,000 | NFCU Navchk $10,000 | Amex BCE $3,000 | Amex HHonors $1,700 | Chase Freedom $3,300 | Chase Sapphire Preferred $5,000 | BOA 3-2-1 $5,000 | Barclays Apple $4,450 | CapOne Quicksilver $1,000 | OCCU Beaver $5,000 | CITI Diamond Preferred $2,500| Citi TYP $5,000 | GTE FCU $3,000 | | Discover IT $3,500 | Walmart Discover $8,000 | NCSECU $750 | NASA FCU $2,000| Chase Slate $4,000 | Barclays Reward MC $1,500| Best Buy $3,000 | Wells Fargo $3,000 | Chase Amazon $3,000
New Contributor
pr0blumz
Posts: 83
Registered: ‎01-24-2014
0

Re: Capital One EO CLI AND Credit Steps!!

@Wiley1sl
What was your usage on the card? Spending and payment pattern(s), etc. Thanks
Senior Contributor
alvon123
Posts: 7,697
Registered: ‎09-24-2013
0

Re: Capital One EO CLI AND Credit Steps!!

congrats


Valued Member
shootingstar_81
Posts: 39
Registered: ‎09-12-2013
0

Re: Capital One EO CLI AND Credit Steps!!

Well I had 2 cards with them. This unsecured one and a secured one that I 3k on. Not sure if that was a factor but in the beginning before obtaining my current cards with rewards I ran everything through those two carda (maybe 10k a month) always paying in full multpile times per month but I haven't used either card much in the past couple months and after the PCd me last month and upped my unsecured limit to 3k I closed my secured card and got my check 1 week later. So I didn't know if they would take to kindly to that but by the looks of this additional increase I guess they didn't mind! Yippee! 




Starting Score: EX 651 EQ 597 TU 699
Current Score: EX 672 EQ 640 TU 656
Goal Score: TU EX EQ 700 by 2015


Take the myFICO Fitness Challenge


Valued Member
shootingstar_81
Posts: 39
Registered: ‎09-12-2013
0

Re: Capital One EO CLI AND Credit Steps!!

[ Edited ]

@Mellon Good luck!! By the looks of some recent post Cap1 has been extremely friendly lately! Keep me posted!!




Starting Score: EX 651 EQ 597 TU 699
Current Score: EX 672 EQ 640 TU 656
Goal Score: TU EX EQ 700 by 2015


Take the myFICO Fitness Challenge


Valued Contributor
gdale6
Posts: 9,263
Registered: ‎12-13-2013
0

Re: Capital One EO CLI AND Credit Steps!!


Wiley1sl wrote:

Last month I emailed the EO regarding a PC for my Cap1 Patinum Card. I also for the heck of ot asked for a 2500 increase to make my credit line 3,000. Not only in my 5th month was I granted the PC and CLI but one month later I logib to my account today and as promised I received my credit steps increase of 500 which was more than what the original letter stated. So there you have it...my Cap 1 Credit Steps card has gone from 500 to 3500 in 6 months!! Not major but for what I've read about Cap1 increases MAJOR!! Lol


Interesting you got anything prior to the first credit step increase, grats :smileyhappy:

EX Cred Ses 08/14: 767 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 07/14: 800
EQ Fico 05/14 781 ; EQ MPM 07/14: 721
TU Fico 8 07/14: 719; TU MPM 06/14 706
Valued Contributor
asphaltcowboy
Posts: 1,124
Registered: ‎02-03-2013
0

Re: Capital One EO CLI AND Credit Steps!!

Congrats on the new CLI!



Starting Score TU 667 EQ 663 EX 655
Current Score TU 721 EQ 719 EX 717 Last Update 8/2014
Garden Club 04/10/2013 (Goal 2015 or Longer)





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