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Capital One EO CLI AND Credit Steps!!

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shootingstar_81
Valued Member

Capital One EO CLI AND Credit Steps!!

Last month I emailed the EO regarding a PC for my Cap1 Patinum Card. I also for the heck of ot asked for a 2500 increase to make my credit line 3,000. Not only in my 5th month was I granted the PC and CLI but one month later I logib to my account today and as promised I received my credit steps increase of 500 which was more than what the original letter stated. So there you have it...my Cap 1 Credit Steps card has gone from 500 to 3500 in 6 months!! Not major but for what I've read about Cap1 increases MAJOR!! Lol




Starting Score: EX 651 EQ 597 TU 699
Current Score: EX 672 EQ 640 TU 656
Goal Score: TU EX EQ 700 by 2015


Take the myFICO Fitness Challenge


Message 1 of 9
8 REPLIES 8
coldnmn
Mega Contributor

Re: Capital One EO CLI AND Credit Steps!!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 9
Mellon
Established Contributor

Re: Capital One EO CLI AND Credit Steps!!

Congrats!!! I fired off an email last Friday...I hope i get some positive results

Message 3 of 9
pr0blumz
New Contributor

Re: Capital One EO CLI AND Credit Steps!!

@Wiley1sl
What was your usage on the card? Spending and payment pattern(s), etc. Thanks
Message 4 of 9
alvon123
Super Contributor

Re: Capital One EO CLI AND Credit Steps!!

congrats


Message 5 of 9
shootingstar_81
Valued Member

Re: Capital One EO CLI AND Credit Steps!!

Well I had 2 cards with them. This unsecured one and a secured one that I 3k on. Not sure if that was a factor but in the beginning before obtaining my current cards with rewards I ran everything through those two carda (maybe 10k a month) always paying in full multpile times per month but I haven't used either card much in the past couple months and after the PCd me last month and upped my unsecured limit to 3k I closed my secured card and got my check 1 week later. So I didn't know if they would take to kindly to that but by the looks of this additional increase I guess they didn't mind! Yippee! 




Starting Score: EX 651 EQ 597 TU 699
Current Score: EX 672 EQ 640 TU 656
Goal Score: TU EX EQ 700 by 2015


Take the myFICO Fitness Challenge


Message 6 of 9
shootingstar_81
Valued Member

Re: Capital One EO CLI AND Credit Steps!!

@Mellon Good luck!! By the looks of some recent post Cap1 has been extremely friendly lately! Keep me posted!!




Starting Score: EX 651 EQ 597 TU 699
Current Score: EX 672 EQ 640 TU 656
Goal Score: TU EX EQ 700 by 2015


Take the myFICO Fitness Challenge


Message 7 of 9
gdale6
Moderator Emeritus

Re: Capital One EO CLI AND Credit Steps!!


@Wiley1sl wrote:

Last month I emailed the EO regarding a PC for my Cap1 Patinum Card. I also for the heck of ot asked for a 2500 increase to make my credit line 3,000. Not only in my 5th month was I granted the PC and CLI but one month later I logib to my account today and as promised I received my credit steps increase of 500 which was more than what the original letter stated. So there you have it...my Cap 1 Credit Steps card has gone from 500 to 3500 in 6 months!! Not major but for what I've read about Cap1 increases MAJOR!! Lol


Interesting you got anything prior to the first credit step increase, grats Smiley Happy

Message 8 of 9
asphaltcowboy
Valued Contributor

Re: Capital One EO CLI AND Credit Steps!!

Congrats on the new CLI!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 9 of 9
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