Capital One Manual Review= more pulls?

Anonymous · ‎02-09-2016

Good Day,

I was denied for Cap1 Quicksilver on 1.28 because "Based on your credit report from Experian, there have been too many recent inquiries." I spoke to somebody from the EO that told me it would be another inquiry for a manual review. My inquiries are from recent approvals and CLI's. My plan was to garden for a few years after this app.

Equifax score 1.28: 746

Should I let it go or call the EO back for a manual review?

thank you!

OmarGB9 · ‎02-09-2016

Didn't know HPs were even an option with cap1. In any case, I would let it go and let those recent inquiries age.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

Anonymous · ‎02-09-2016

Thanks Omar! I ended up speaking with another rep who said it may or may not be another HP because there will be no updates in my report, and it is within 30 days. I figured it was worth a shot since I know I got hit with 3 HP's already from my original app. I will reply with the final results next week.