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Capital One approved my CLI!

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sarcean
Member

Capital One approved my CLI!

Emailed the executive office last week. Got a call from a lady last week who said someone would manually review my request for increase. Got a call today saying I've been approved and increase is effective immediately. Not bad considering I still owe Capital One on a charged off card from years ago.

 

Went from $500 which I've been stuck on to $2,000 Smiley Surprised Progress atleast!

Message 1 of 8
7 REPLIES 7
Cali_Credit
Frequent Contributor

Re: Capital One approved my CLI!

Congrats! i spoke to an EXC today and he took all my info and said he'll send to underwritting. He statedhe'll contact me within 2-10 days or by mail =/ I hope i get a response soon!

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 2 of 8
CreditStudent1981
Valued Member

Re: Capital One approved my CLI!

Congrats! I am also waiting to hear back on their decision from my conversation with a rep last week. Seems like the credit freeze is melting!

Chase Freedom ($700), PFCU ($4k), Capital One ($750), Sears/CapitalOneJr. ($420)

Gardening until scores hit 700.
Message 3 of 8
Cadillac-XTS
Established Contributor

Re: Capital One approved my CLI!

Congrats

Message 4 of 8
Epcot
Valued Contributor

Re: Capital One approved my CLI!

That's great, Congrats! Always good to hear positive experiences, especially with Capital One.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 5 of 8
sarcean
Member

Re: Capital One approved my CLI!

Also got a call today saying they added Cash Rewards to my account Smiley Happy

 

Win-win

Message 6 of 8
jpparker07
New Contributor

Re: Capital One approved my CLI!

Do you mind direct messaging me the email? I've been going around in circles with capital one for weeks

Cards: AMEX BCE (2k), Barclay Arrival Mastercard (4.3K), Chase Freedom (1K), Discover It (1.3k), SECU (2K), CapOne Quicksilver (750)

Current Scores- Experian- 695, Equifax- 689, Transunion-680

Goal- 720 Across the Board
Message 7 of 8
oogy
Contributor

Re: Capital One approved my CLI!

Congratulations!  Makes me think maybe I should give it a shot.  I've got two Capital One cards that are going to be canceled when their annual fee comes around if I can't get them to make them more appealing - wonder what the odds are of me getting them to remove the AF...

 

Starting over from scratch again February 28, 2023.
I have not used a single credit account since circumstances decimated my credit in '19&'20 and now have no open accounts on my report.
Message 8 of 8
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