cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One decline for too many Capital One Accounts

tag
slund5499
Established Contributor

Capital One decline for too many Capital One Accounts

I wish I had known before applying that the max limit for Capital One accounts was 2.

 

At least no HP was generated. Anybody else have this same issue?

In the garden since 02/1/23. Newest Account AU Discover It 10K
02/23 Scores; EQ 608 TU 642 EX 575 CCU: 20%, Inq. 2, 1, 2 Collections $39K
Lending Club: newest account 2/3/23. Old Fico 1/17 EQ 530 TU 542 EX 512

Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: Capital One decline for too many Capital One Accounts

Max limit for subprime cap one cards.
Message 2 of 17
CreditCuriosity
Moderator Emeritus

Re: Capital One decline for too many Capital One Accounts

Least you didn't get a famous Cap1 Triple pull and then found out later, I am quite suprised.. That woulda really bit.

Message 3 of 17
mrsjr
Regular Contributor

Re: Capital One decline for too many Capital One Accounts

That's strange.  I have 3 Cap One cards...



Starting Score: 601
Current Score: 739 TU
Goal Score: 800


Take the myFICO Fitness Challenge
Message 4 of 17
Anonymous
Not applicable

Re: Capital One decline for too many Capital One Accounts

Are they all subprime cards?
Message 5 of 17
slund5499
Established Contributor

Re: Capital One decline for too many Capital One Accounts

Both are QS

In the garden since 02/1/23. Newest Account AU Discover It 10K
02/23 Scores; EQ 608 TU 642 EX 575 CCU: 20%, Inq. 2, 1, 2 Collections $39K
Lending Club: newest account 2/3/23. Old Fico 1/17 EQ 530 TU 542 EX 512

Message 6 of 17
slund5499
Established Contributor

Re: Capital One decline for too many Capital One Accounts

I wonder if they count AU as an account.

 

QS - $2500 - open June 2010

QS - $500 - open Jan 2011

Journey - $1000 (au) - Open Dec 2014

In the garden since 02/1/23. Newest Account AU Discover It 10K
02/23 Scores; EQ 608 TU 642 EX 575 CCU: 20%, Inq. 2, 1, 2 Collections $39K
Lending Club: newest account 2/3/23. Old Fico 1/17 EQ 530 TU 542 EX 512

Message 7 of 17
Anonymous
Not applicable

Re: Capital One decline for too many Capital One Accounts

Sounds like product changed QS cards. Yeah they are subprime and youve hit your limit.
Message 8 of 17
Anonymous
Not applicable

Re: Capital One decline for too many Capital One Accounts

The same thing happened to me when I tried to apply for a QS and already have 2 Platinum cards. At least there was no hard pull.
Message 9 of 17
Anonymous
Not applicable

Re: Capital One decline for too many Capital One Accounts

That QS WMC in my sig was once a Platinum prestige. The QS Visa that used to be in my sig was once a Journey. I also got instadenied for a 3rd CapOne without any HP a while ago.
Message 10 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.