07-26-2012 05:25 PM - edited 07-27-2012 04:59 AM
07-26-2012 05:38 PM
Congrats, they PCd me from platinum to a rewards card a little bit ago. They gave me the option of cash or travel and I picked cash. We're part of a rare group of Cap1 PC'ers haha.
07-26-2012 05:42 PM
07-26-2012 05:44 PM
Can you please tell us HOW you did it? Did you call, use online agent, get a mail offer, electronic offer?
|Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO|
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score: EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
|In my wallet: $12,500 $8,000 |
07-26-2012 05:54 PM
07-26-2012 06:35 PM
I did it in an online chat as well. I was asking a question about something else and then they did the "Can I help you with anything else today?" and I just asked and said "I doubt that it's available since my account is 2 weeks old, but will I ever be able to add rewards on?"
They transfered me to a different department through online chat, and they went "Congratulations, you're elligible for an upgrade, cash or miles?"
07-26-2012 07:15 PM
I just tried this and got shot down. Said I had no offers on my card. Bummer, I hate paying an annual fee. I'm going to close my Capital One cards after I get a mortgage and app spree
07-26-2012 07:21 PM
Annual fees are a bummer. I got lucky and applied for my platinum through a special mail offer thing , which had AF waived for life of the account, and when they PCd me it transferred over to my cash rewards card. To make back your money on the cash rewards card you'd have to spend $3900 not counting the 50% annual bonus, not sure how to travel rewards convert for airline tickets.
07-26-2012 07:43 PM
Congrats on the conversion, perhaps Capital One is beginning to loosen up a bit. I've never had one of their cards but the Venture looks pretty good and until several of my other cards did away with foreign transaction fees I had planned on getting one. I thought the Venture cards were Signature cards and required a $5,000 limit, so you did well if they gave you one.
07-27-2012 07:36 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO