Reply
Valued Member
cmerriott
Posts: 29
Registered: ‎05-06-2011
0

Capital one PC SUCCESS!!!!

[ Edited ]
I was able to product change my cap one No Hassles Rewards to a venture one card today... Kinda shocked when they gave me my choice of the new cash rewards OR venture, I was mainly just trying to pc to one with no annual fee. It's the only card I have with an annual fee opened in in 2008 with 500 limit (crefit steps to 750 then jumped to 3250 where it has stayed) but was my first rebuilder, well second actually. I already closed my cap one platinum card with 500 limit a few years ago. Anyways, there IS hope.
Myfico EQ 1/12/13 759

Barclays $6,300, NAVY FCU $25,000, CITI dividend $4,500, AMEX HH $16,800, AMEX BCP $6,000, BofA 123 $9,900, CAP ONE VENTURE $7,500, CITI forward $3,000, DISCOVER IT $10,000, GECRB/LOW $10,000, GECRB/SAMSDC $10,000, SPIEGEL $1,150, WFNNB/BUCKLE $1,100
Senior Contributor
jsucool76
Posts: 3,607
Registered: ‎12-11-2011
0

Re: Capital one PC SUCCESS!!!!

Congrats, they PCd me from platinum to a rewards card a little bit ago. They gave me the option of cash or travel and I picked cash. :smileyvery-happy: We're part of a rare group of Cap1 PC'ers haha. 

Valued Member
cmerriott
Posts: 29
Registered: ‎05-06-2011
0

Re: Capital one PC SUCCESS!!!!

They pc'ed my husbands platinum to a cash rewards a few months ago too, since we have the cash rewards one I chose the venture with no fee. I was offered the upgrade via online chat and he got an email saying he was eligible to pc.
Myfico EQ 1/12/13 759

Barclays $6,300, NAVY FCU $25,000, CITI dividend $4,500, AMEX HH $16,800, AMEX BCP $6,000, BofA 123 $9,900, CAP ONE VENTURE $7,500, CITI forward $3,000, DISCOVER IT $10,000, GECRB/LOW $10,000, GECRB/SAMSDC $10,000, SPIEGEL $1,150, WFNNB/BUCKLE $1,100
Regular Contributor
HenryJumbo
Posts: 136
Registered: ‎07-21-2012
0

Re: Capital one PC SUCCESS!!!!

Can you please tell us HOW you did it? Did you call, use online agent, get a mail offer, electronic offer?

Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score:     EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
In my wallet:  $12,500  $8,000
Valued Member
cmerriott
Posts: 29
Registered: ‎05-06-2011
0

Re: Capital one PC SUCCESS!!!!

I just decided to do the online chat and ask for an upgrade to the better cash rewards card with no annual fee because I had the no hassle rewards card that earned 1% plus 25% of my annual rewards total. The new cash card makes better since. And I told them I had NO other cards with a fee. He said I had an offer in the system to upgrade the the cash or travel rewards card. I chose the venture with no fee. Also asked for a cli....NO go on that, didn't expect it either lol... Always worth a try...lol
Myfico EQ 1/12/13 759

Barclays $6,300, NAVY FCU $25,000, CITI dividend $4,500, AMEX HH $16,800, AMEX BCP $6,000, BofA 123 $9,900, CAP ONE VENTURE $7,500, CITI forward $3,000, DISCOVER IT $10,000, GECRB/LOW $10,000, GECRB/SAMSDC $10,000, SPIEGEL $1,150, WFNNB/BUCKLE $1,100
Senior Contributor
jsucool76
Posts: 3,607
Registered: ‎12-11-2011
0

Re: Capital one PC SUCCESS!!!!

I did it in an online chat as well. I was asking a question about something else and then they did the "Can I help you with anything else today?" and I just asked and said "I doubt that it's available since my account is 2 weeks old, but will I ever be able to add rewards on?"

 

They transfered me to a different department through online chat, and they went "Congratulations, you're elligible for an upgrade, cash or miles?" 

 

Regular Contributor
jtc411
Posts: 169
Registered: ‎03-29-2012
0

Re: Capital one PC SUCCESS!!!!

I just tried this and got shot down.  Said I had no offers on my card.  Bummer, I hate paying an annual fee.  I'm going to close my Capital One cards after I get a mortgage and app spree


Starting Score: EQ 619
Current Score: EQ 735, TU 732, EX 745(Lender Pulled)
Goal Score: EQ 700


Take the FICO Fitness Challenge
Senior Contributor
jsucool76
Posts: 3,607
Registered: ‎12-11-2011
0

Re: Capital one PC SUCCESS!!!!

Annual fees are a bummer. I got lucky and applied for my platinum through a special mail offer thing , which had AF waived for life of the account, and when they PCd me it transferred over to my cash rewards card. To make back your money on the cash rewards card you'd have to spend $3900 not counting the 50% annual bonus, not sure how to travel rewards convert for airline tickets. 

Regular Contributor
hemi961
Posts: 239
Registered: ‎11-05-2008
0

Re: Capital one PC SUCCESS!!!!

Congrats on the conversion, perhaps Capital One is beginning to loosen up a bit.  I've never had one of their cards but the Venture looks pretty good and until several of my other cards did away with foreign transaction fees I had planned on getting one.  I thought the Venture cards were Signature cards and required a $5,000 limit, so you did well if they gave you one.

Established Member
DiamondK
Posts: 22
Registered: ‎06-06-2007
0

Re: Capital one PC SUCCESS!!!!

I didn't know this was possible. So, I did the same and I chatted with a rep. Told him, I wanted to upgrade from my Plat-visa card to a rewards card. He offered 2 choices the new cash back card or the venture card. I accepted the 1%cash back card, with 50% bonus cash back earning at the end of the year ans $0 annual fee!!! My current limit is $4750. I didn't ask for a CLI.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}