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Chances of Amex 3X CLI

Established Contributor

Re: Chances of Amex 3X CLI

Let us know what you do and how it goes. 

Established Member

Re: Chances of Amex 3X CLI


WaveRider wrote:

Let us know what you do and how it goes. 


Will do! 

 

Still agonizing a bit over what limit to request; requesting 25k would bring me to 30% of annual income on the Amex card individually and around 76% of annual income in total across all card CLs. Is that a reasonable proportion?

 

I just really don't want to create any kind of potential auto or mortgage loan flag. Not carrying a balance and no debt currently, so the only issue is the CL itself.


Amex HHonors Surpass: $25k | Chase Sapphire Reserve: $16.75k | Chase Sapphire Preferred: $1.25k | Chase Freedom - Signature: $5k | CapOne QS - Signature: $6.5k | CapOne QS: $4.65k | Neiman Marcus: $2.5k
Established Member

Re: Chances of Amex 3X CLI

Went ahead and requested increase to $25k, was instantly approved Smiley Happy

 

 


Amex HHonors Surpass: $25k | Chase Sapphire Reserve: $16.75k | Chase Sapphire Preferred: $1.25k | Chase Freedom - Signature: $5k | CapOne QS - Signature: $6.5k | CapOne QS: $4.65k | Neiman Marcus: $2.5k
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Frequent Contributor

Re: Chances of Amex 3X CLI

Congrats!

FICO08 7/27/17 EQ-769, TU-767, EX-761
Gardening unit sometime in 2018
Senior Contributor

Re: Chances of Amex 3X CLI

I think 3X CLIs are pretty common as long as the card sees some strong usage, PIF and also the card holders credit profile stays the same or improves since getting approved with Amex.