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Chances to get approved for American Express Blue Cash Everyday Card?

Valued Member

Re: Chances to get approved for American Express Blue Cash Everyday Card?

I believe its www.freecreditscore.com  Not only is mine free but my cousins is also and we receive the updated scores and reports quite often actually as well as alerts.

Fico 8 Scores
November 2016 tu 610 ef 588 ex 601
March 2018 tu 739 ef 750 ex 729
Message 21 of 31

Re: Chances to get approved for American Express Blue Cash Everyday Card?

Wow, I just checked and it said a 753! Dam!

Discover It Secured $200
April 2018 FICO 8 Experian-753
AAOA 6 months
Message 22 of 31
Valued Member

Re: Chances to get approved for American Express Blue Cash Everyday Card?

Thats pretty good....lol....dont go messing that up now.  Let us know if you end up applying and how it works out.

Fico 8 Scores
November 2016 tu 610 ef 588 ex 601
March 2018 tu 739 ef 750 ex 729
Message 23 of 31
Valued Member

Re: Chances to get approved for American Express Blue Cash Everyday Card?

Also curious what are the sign up bonus offers for the hilton and for the delta?  


@Workinghard1 wrote:

Wow, I just checked and it said a 753! Dam!


 

Fico 8 Scores
November 2016 tu 610 ef 588 ex 601
March 2018 tu 739 ef 750 ex 729
Message 24 of 31

Re: Chances to get approved for American Express Blue Cash Everyday Card?

Yeah.  I am going to wait until next month to see what Discover does with the secured card I have with them.  I plan to get another card next month regardless.  I don't plan on going crazy lol

Discover It Secured $200
April 2018 FICO 8 Experian-753
AAOA 6 months
Message 25 of 31

Re: Chances to get approved for American Express Blue Cash Everyday Card?

To be quite honest I don't remember what the signup bonuses were.  I think they were $3,000?  Regardless I wouldn't hit them right now in the time frame that they wanted(3 months).

Discover It Secured $200
April 2018 FICO 8 Experian-753
AAOA 6 months
Message 26 of 31
Valued Member

Re: Chances to get approved for American Express Blue Cash Everyday Card?

Just throwing in a datapoint, i was in your shoes about 2 months ago and i had a discover it for students first then applied for the AMEX Blue Cash Everyday. Was approved for a $1000 limit with $15k income. Zero baddies and had a 698 EX or 702EX  FICO score at that time. I had a $2200 limit on my discover card before i applied for it.



FICO 8 Scores

TU: 711 [1 Inquiry] | EQ: 722 (FAKO) [1 Inquiry] | EX: 698 [5 Inquiries]


AAoA = 8 months (5 months once AMEX starts to report)

Message 27 of 31

Re: Chances to get approved for American Express Blue Cash Everyday Card?

Thats good.  That is why I want to wait another month to have a little more history and to also see what Discover will give me.  Thanks for the datapoint.  

Discover It Secured $200
April 2018 FICO 8 Experian-753
AAOA 6 months
Message 28 of 31
Highlighted
Established Member

Re: Chances to get approved for American Express Blue Cash Everyday Card?

If you were pre approved for the delta or Hilton with an AF and you could care less for the SUB then those are a good way to get in. At the close of the AF you can do a PC to a card that does not assess the AF. As everyone has mentioned getting into a branded card is different UW criteria than a AMEX card in itself. Also as others mention let your AAoA grow to potentially get better rates and SL. Your score is great  but your profile is thin so keep that in mind that the number is a good measuring guide but does not defy your credit worthiness when starting up. Good luck!

Amex GPR NPSL (10K approve pay over time), AMEX BC Preferred 4K, AMEX Hilton Honors 2K, AMEX Delta Gold 4K, Discover IT 2.8K, Discover IT Chrome 13.6K, U.S. Bank Cash+ 500, Amazon Chase 6.3K, Capital One Sony Card 5.2K, BoA Banamericard MC 18K, BoA Cash Rewards 7.5K, BoA Travel Rewards 12.5K, Citi DC 3K, Wells Fargo CashWise 3.3K, PayPal MC Extra 3K, Wells Fargo Platinum (use to be secured) 600,
Store Cards Only:
Best Buy 4.8K, Amazon store 8K, Tires Plus CFNA 2.2K, Exxon Mobile, 500, JCP 10K, Target 2.6K, Macy's 2.5K, Ashley Home Furniture 12.1K, Zales 1.5K
Typical UTI between 1-3% but always PIF
Message 29 of 31

Re: Chances to get approved for American Express Blue Cash Everyday Card?

Can I do a PC anytime if I were to have a card with an AF?  I plan to do the pre approvel next month and see the AMEX and others give say.

Discover It Secured $200
April 2018 FICO 8 Experian-753
AAOA 6 months
Message 30 of 31