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Chase Disney Visa (Changes of Approval?)

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Anonymous
Not applicable

Re: Chase Disney Visa (Changes of Approval?)


@Scupra wrote:

@Anonymous I was just wondering if you ever attempted a recon?


Haven't had a chance.  I am in the middle of a refinance so I have to wait until I am done with that.

Message 31 of 37
Scupra
Super Contributor

Re: Chase Disney Visa (Changes of Approval?)


@Anonymous wrote:

It's interesting that everyone has had a hard time with Chase after burning them. I burned Chase with a couple of accounts (and a couple more they purchased) when I was young and went through a divorce. Now 10-12 years later, they love me even though my scores are still pretty low. 


Key words here Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 32 of 37
Scupra
Super Contributor

Re: Chase Disney Visa (Changes of Approval?)


@Anonymous wrote:

@Scupra wrote:

@Anonymous I was just wondering if you ever attempted a recon?


Haven't had a chance.  I am in the middle of a refinance so I have to wait until I am done with that.


Oh wow... Good luck on the refi

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 33 of 37
Anonymous
Not applicable

Re: Chase Disney Visa (Changes of Approval?)


@Scupra wrote:

@Anonymous wrote:

@Scupra wrote:

@Anonymous I was just wondering if you ever attempted a recon?


Haven't had a chance.  I am in the middle of a refinance so I have to wait until I am done with that.


Oh wow... Good luck on the refi


Thanks!  I should close next Thursday.

 

I'll probably make a post about it once it is all said and done Smiley Happy

Message 34 of 37
Anonymous
Not applicable

Re: Chase Disney Visa (Changes of Approval?)

I tried for the Disney Card as well. I love that BB8 card & a Star Wars fan, but unfortunately i have a baddie still lingering on my report.  I also dont want another inquirey.

Message 35 of 37
Scupra
Super Contributor

Re: Chase Disney Visa (Changes of Approval?)


@Anonymous wrote:

Wow....Has anyone here reconned a BK denial letter Smiley Surprised (from chase)


Not sure how I missed this! There is a growing group of us that have reconned a denial with Chase due to BK.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 36 of 37
Anonymous
Not applicable

Re: Chase Disney Visa (Changes of Approval?)

I burned Chase in the past as well. I have a charge off from 2011 or 2012 (I cant remember exactly). When I look at Credit Karma, I can not see the charge off anymore on my report to verify the dates. However, I have been scared to apply for anything Chase and my scores are in the high 600s and very low 700s. I am interested in seeing how your recon goes?

Message 37 of 37
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