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Chase Freedom- Denied

New Visitor

Re: Chase Freedom- Denied

Thanks for the advice everyone! I'll be changing the Venture to the Quicksilver and calling recon at Chase again tomorrow. I'll keep you updated.

Message 11 of 13
New Visitor

Re: Chase Freedom- Denied

Update: When checking for pre-qualified offers on Chase website, Freedom, FU, and Slate now appear. They weren't there when I originally applied last week. Should I go for it?

Message 12 of 13
Valued Contributor

Re: Chase Freedom- Denied


jdweasley11 wrote:

Update: When checking for pre-qualified offers on Chase website, Freedom, FU, and Slate now appear. They weren't there when I originally applied last week. Should I go for it?

The time frame they're looking for is 6 months of usage. I wouldn't waste another HP before your CSR is 6 statements old since they will most likely deny you with the same reason as before (limited history). 

 

I'm a little surprised that Chase started you off with a CSR. The prior auto loan must have done wonders for the internal scoring they use for risk. 

 

 




Starting scores: 552 EQ, 570 TU, 558 EX Current scores (12/29/17): 742 EQ 735 TU 752 EX
Message 13 of 13