Chase Freedom + EQ = Nutz

Lemmus · ‎10-25-2014

Chase Freedom declined early Aug app on 0.7 mt AAoA ...Discovery IT($6500) and Amex/Delta($4000) approved week earlier
Called Amex and got 'Member Since' changed to 1994 based on corporate Amex I had back then ...AAoA up 4+ yrs
Re-apped Chase Freedom early Sep and approved for $6400

Over past 2 days myFico 3B alerts for new Chase account/$0 bal on all 3 CRAs ...TU up 8/EX up 3/EQ DOWN 2 ...WTFO!

Weeding my last neg(med) on EQ with PFD ...then minding the garden here in the sun and surf of south Florida
BoA Cash Rewards($99/500) will grad in Dec w/o an HP and I don't need any CLIs worth an HP before mortgage

chalupaman · ‎10-25-2014

Hooray! That's great to hear. Congrats.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

uswala · ‎10-25-2014

Congrats!

Anonymous · ‎10-25-2014

Congrats.

Anonymous · ‎10-25-2014

Congratulations!...Thanks For Sharing.

salek10 · ‎10-25-2014

COngrats!!!

My Wallet: BofACashRewards $12,500 || Amex EveryDay $12,000 || CSP $6,000 || Fidelity Amex $5,000 || Citi Double Cash $4,400 || Chase Freedom $4,000 || Chase Slate $3,000 || Discover it $3,000 || BofABetterBalance $2,900 || AmexCosto: $2,200 || ExpressStore Card 1,400

FICO Transunion: 730

Anonymous · ‎10-25-2014

Congrats!

CreditMagic7 · ‎10-25-2014

Congrats!

Anonymous · ‎10-26-2014

Congrats

alvon123 · ‎10-26-2014

congrats