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Just got off the phone with another rep, he immediately put me on hold after the verification questions and said he saw I only have that one revolving account, after about 2 minute holding I was approved for a $500 CL. Rather low, but I'm not complaining!!!
THANKS FOR YOUR SUGGESTIONS GUYS!
I love this board, so helpful
CONGRATULATIONS!
Good for you! Congrats
Yay!!!! Congrats!!!! You just got yourself a great card.
@Eschaton wrote:Just got off the phone with another rep, he immediately put me on hold after the verification questions and said he saw I only have that one revolving account, after about 2 minute holding I was approved for a $500 CL. Rather low, but I'm not complaining!!!
THANKS FOR YOUR SUGGESTIONS GUYS!
I love this board, so helpful
It's a start.
See, not so terrible to call a second time And you didn't even get the dreaded "no".
Congratulations!
Follow my financial journey: http://www.frugalrican.com
@Eschaton wrote:Just got off the phone with another rep, he immediately put me on hold after the verification questions and said he saw I only have that one revolving account, after about 2 minute holding I was approved for a $500 CL. Rather low, but I'm not complaining!!!
THANKS FOR YOUR SUGGESTIONS GUYS!
I love this board, so helpful
Big Congrats Eschaton!!!!!!!
Yay! Glad it worked out for you
@Eschaton wrote:Just got off the phone with another rep, he immediately put me on hold after the verification questions and said he saw I only have that one revolving account, after about 2 minute holding I was approved for a $500 CL. Rather low, but I'm not complaining!!!
THANKS FOR YOUR SUGGESTIONS GUYS!
I love this board, so helpful
That is awesome! Congrats!
congrats! now you can request the special cash back offer ( $300 after first $500 spent) send the request thru the secure message center once you set up you online acct. they will be happy to oblige
@Eschaton wrote:Hi guys, I just got denied by Chase Freedom, I thought I'd apply because of all the success I've seen lately.
I was denied for:
Length of time on accounts that have been established (1 year 3 months)
Too many inquiries in the last 12 months (2, 1 from a credit union to open an account and one from Amex)
Balances too high compared to credit limites (20% utilization)
My question is, is it worth trying to recon this? I kind of expected the denial because my low history
They pulled EX and said my score was 728.
Chase is all over the place it seems. I had 2 INQ that Citi and BoA reported 1 day before i apped for a Freedom when i went on an application spree. They said nothing to me. Your balances arent high either. Its like they made up reasoning to deny you