Chase Freedom vs Discover IT - need high credit limit card

[NRB525]

Is there a reason you are not trying to raise the credit limit on the CapOne $750? That is a lot of history with that card.

[Anonymous]

Congrats on the mini-spree! Some good cards there.

[TruBlu]

Chase is widely believed to give larger limits on subsequent cards, provided you are not an your internal limit. Knowing this and having experienced this myself, I'd say your best bet is the Freedom.
If inqs aren't a concern, you may want to consider apping for both? Although there maybe some overlap, you really can't go wrong with the 5% cash back on either. Then you can let responsible use and aging work their magic towards greater limits.

[Anonymous]

Thank you all for all your replies

I decided to go with Chase Freedom and guees what?

I got instantly approved for $10,200 and 13.99 APR and will get the card in 7-10 days

OMG!!!!!!!!!!!!!!!!!!!!!!!!

[Anonymous]

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@Anonymous wrote:

Thank you all for all your replies

I decided to go with Chase Freedom and guees what?

I got instantly approved for $10,200 and 13.99 APR and will get the card in 7-10 days

OMG!!!!!!!!!!!!!!!!!!!!!!!!

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Congratulations! Wow! I don't remember hearing of a starting limit on the Freedom higher than that! (There probably have been, I just haven't heard of any)

[Anonymous]

I am so suprsied too!  I was hoping to get $6000 the most.   ...And that instant approval, I thought I will be waiting for days.  

[Anonymous]

That's an amazing limit! Congrats!

[Anonymous]

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@NRB525 wrote:

Is there a reason you are not trying to raise the credit limit on the CapOne $750? That is a lot of history with that card.

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Yep, there is a reason.  That was my first card ( Capital One Platinum) that I ever got.  At the beginning they gave me $500 and 23%. APR.  Just recently (about a month ago) they bumped the limit to $750 but the APR hasn't changed.  About last week I received another card from them with the same card number but it's Quicksilver

I haven't activated it yet.  Do you think I should do it?   I dont want a hard hit on my credit history.and my original Platinum expires in April 2015

[CreditDunce]

Sure activate it.  Either you app'd for a QS in addition to your Plat, in which case, you have already taken the hit.  The HP/INQs are on your CR's and the new tradeline will report no matter if you activate it or not.

Or the more likely answer is you did a product change (PC) when you got the CLI.  If it is a product change all of the history for your old Plat will be moved to the new QS.    Basically, it will look the same on your credit report but be a 1.5% cash back card.   If the CC number is the same, then it is definitely a PC.  If not then it may or may not be a PC.

Congratulations on the Freedom approval.  

[Jerry45]

Congrats! and that will be a Signature card also. Nice APR too, you did well my Friend.