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Chase Freedom

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Goro48
Member

Chase Freedom

Read several topics regarding the Chase Freedom card requirements (credit score, AAoA, etc) as ive been actively rebuilding my credit from low 600s (2012) to 734 EXP, 729 EQ, 725 TU and 733 FICO all in about 2 yrs with an AAoA of 1.7 months and I was looking to get a cash back rewards card.

With 4 hard inquiries, no DQ, all on time payments I decided to give it a shot and got approved for a $4500 CL at 17.99%! Thats the highest CL I have amongst my Chase Amazon Visa Card ($2000), Barclays World Elite MC ($3000).

Hopefully in a few months I might qualify for an auto CLI from Chase but for now Im excited that I have it.

Message 1 of 11
10 REPLIES 10
chalupaman
Super Contributor

Re: Chase Freedom

Awesome! That's great. Chase is quite amazing when it comes to being generous to people who already have their cards for future approvals.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 11
ExplicitElicit
Established Contributor

Re: Chase Freedom

Congrats! Chase auto CLI'd my freedom after my 4th statement. 

Message 3 of 11
coldnmn
Mega Contributor

Re: Chase Freedom

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 11
uswala
Senior Contributor

Re: Chase Freedom

Congrats! Good CL

Message 5 of 11
CreditMagic7
Mega Contributor

Re: Chase Freedom


@Goro48 wrote:
Read several topics regarding the Chase Freedom card requirements (credit score, AAoA, etc) as ive been actively rebuilding my credit from low 600s (2012) to 734 EXP, 729 EQ, 725 TU and 733 FICO all in about 2 yrs with an AAoA of 1.7 months and I was looking to get a cash back rewards card.

With 4 hard inquiries, no DQ, all on time payments I decided to give it a shot and got approved for a $4500 CL at 17.99%! Thats the highest CL I have amongst my Chase Amazon Visa Card ($2000), Barclays World Elite MC ($3000).

Hopefully in a few months I might qualify for an auto CLI from Chase but for now Im excited that I have it.


Very Nice!

 

Good effort to go forward Smiley Happy Congrats!!!

Message 6 of 11
ak_7vytr0
Frequent Contributor

Re: Chase Freedom


@Goro48 wrote:
Read several topics regarding the Chase Freedom card requirements (credit score, AAoA, etc) as ive been actively rebuilding my credit from low 600s (2012) to 734 EXP, 729 EQ, 725 TU and 733 FICO all in about 2 yrs with an AAoA of 1.7 months and I was looking to get a cash back rewards card.

With 4 hard inquiries, no DQ, all on time payments I decided to give it a shot and got approved for a $4500 CL at 17.99%! Thats the highest CL I have amongst my Chase Amazon Visa Card ($2000), Barclays World Elite MC ($3000).

Hopefully in a few months I might qualify for an auto CLI from Chase but for now Im excited that I have it.


I got an auto increase on mine at 4th statement... used it a lot... balance reported first and 2nd month... pif 3rd and 4th month.. i started it 3.5k and got bumped to 6k.. same thing with other 2 chase cards... might go the same for u... and congrats too.. the freedom is a great card Smiley Happy


outta the garden.. for a house Smiley Very Happybr>Current score - eq 682(myfico) ex 703(ex 02) Tr 701 (tr 04) ck fako 66)
In the wallet - freedom 6k - Marriot 16.3k - Ak Airlines 25k - Bass pro MC (BofA) 12.5k - Amex SPG 18k - Amex Everday 11.7k - Amex BC 1K - Barclay Rewards 4k Newegg preferred 2.4k - Cabelas 2k - Diners Club Elite 15k -Diners Club Premier 15k - CU1 15K -Blue Nile 15k - Lowes 17k... HD 10k
Message 7 of 11
Anonymous
Not applicable

Re: Chase Freedom

Congrats!
Message 8 of 11
Imperfectfuture
Super Contributor

Re: Chase Freedom

Nice approval. Gardening for best chances,
Signature needs updating
Message 9 of 11
alvon123
Super Contributor

Re: Chase Freedom

congrats


Message 10 of 11
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