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@Skye12329 wrote:
I was just wondering how hard is this card to obtain compared to their others? I do have a bt to do and decided this might be the one. Also what are some limits that others have gotten? Like i need at least a 3k limit to 100% bt my other card.
what cards are you comparing it to?
The slate probably has same or similar underwriting standards as the Freedom. It is probably easier to get than the CSP.
I don't know how to put it on a scale of 1 to 10 to compare against other cards by other lenders.
As for the credit limit, it really depends on your credit profile, income, etc. If you are approved for a lower than ideal limit, you can always call backdoor for a higher CL. They may do it, but sometimes they may want to pull additional inquiries.
If you want the highest chance of getting the highest CL for your BT, check out credit unions that offer 0% on BTs. They're generally a lot more generous than banks.
@enharu wrote:
@Skye12329 wrote:
I was just wondering how hard is this card to obtain compared to their others? I do have a bt to do and decided this might be the one. Also what are some limits that others have gotten? Like i need at least a 3k limit to 100% bt my other card.what cards are you comparing it to?
The slate probably has same or similar underwriting standards as the Freedom. It is probably easier to get than the CSP.
I don't know how to put it on a scale of 1 to 10 to compare against other cards by other lenders.
As for the credit limit, it really depends on your credit profile, income, etc. If you are approved for a lower than ideal limit, you can always call backdoor for a higher CL. They may do it, but sometimes they may want to pull additional inquiries.
If you want the highest chance of getting the highest CL for your BT, check out credit unions that offer 0% on BTs. They're generally a lot more generous than banks.
I'd say it's somewhere between a CapOne approval and a SPG approval.
They (Slate) only gave me 2300 last month and to ask for a CLI costs another HP. So instead I app'd for the Sapphire Preferred and got instant for 7900. My last pull from any reports is from 10/22/2014 and that's the Slate -- so looks like I lucked out and got 2 cards for 1 pull. Now I'll be moving my limit over to the Slate..... Win win
Just got the Chase Sapphire Preferred in the mail today -- Oh my, it's so heavy
@Skye12329 wrote:
@Anonymous yeah from my understanding chase will give your 2nd card a higher limit.
I only wish that'd be the case for me!
First time with Chase, it went $5,000 then $4,500.
Second time, it went $5,000 then $5,000.
@fedxboy wrote:They (Slate) only gave me 2300 last month and to ask for a CLI costs another HP. So instead I app'd for the Sapphire Preferred and got instant for 7900. My last pull from any reports is from 10/22/2014 and that's the Slate -- so looks like I lucked out and got 2 cards for 1 pull. Now I'll be moving my limit over to the Slate..... Win win
Just got the Chase Sapphire Preferred in the mail today -- Oh my, it's so heavy
You should be able to move $2,900 of that limit. I believe CSP is $5,000 at minimum.