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What is the general starting credit limit on the chase freedom. My fico score is around 740.
I got a $4k limit when I first applied but ymmv as they say (score was in the 700's).
@whodatnation2 wrote:What is the general starting credit limit on the chase freedom. My fico score is around 740.
Depends what bucket they put you in.
But it seems like $4,500 is a very standard limit for "not yet signature material" credit profiles.
They just gave me 24k
I received 4500 initial credit limit when I applied. Score used was 748 but I had a very thin file. Only open account at the time was 4 month old CapOne Plat MC with 300CL.
@whodatnation2 wrote:What is the general starting credit limit on the chase freedom. My fico score is around 740.
when your score is over 720 it really comes down to existing cards, plus income, and if they want to impress, then you will get an CL that is larger than you existing cards.
the 500, and 1000 are the warning CL's okay we gave you a card, but we really don't trust you... treat us well for 6 months to a year you may get auto-luv or may be a CLI canidate.
2000-4000 are typical, i was given 3000 on mine, auto-luv of $300 more after a year or so.
24000 CL's are for ballers with long history, and/or great pay
I got an intiail 5k on my chase southwest card and I'm itching to ask for CLI to 10k, wonder if its the same criteria for the freedom card as other chase cards
I was given a $7k Signature with only a Sears Mastercard and Barclays Apple Financing Visa - not really sure what the rhyme or reason is for their CLs.
My Freedom opened with a 500 CL, and after 6 months it auto-CLI'd to 1000.
I only had a Cap One Journey at 300 -> 500 prior, and opened Freedom as the 6th card at the end of my first app spree.
I've come a heck of a ways since then.
@ojefferyo wrote:I got an intiail 5k on my chase southwest card and I'm itching to ask for CLI to 10k, wonder if its the same criteria for the freedom card as other chase cards
My CSP came with a 10k limit, 6 months later I APP'd for the southwest card it came with a 20K CL, Co-branded cards seem to have lower underwriting requirements. With chase its usually better to AP for a new card and move CL's around to meet your needs than to ask for a CLI much higher chance of being declined.