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Chase mileage plus a year plus after bk

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kugel
Valued Contributor

Chase mileage plus a year plus after bk

I just applied and application is pending I pulled my CR
it shows they pulled the experien does this mean I have a chance to be approved because I know normally u blocked if u blacklisted and the report won't even be pulled like Amex if u blacklisted?
Message 1 of 11
10 REPLIES 10
Creditplz
Valued Contributor

Re: Chase mileage plus a year plus after bk

Call 800-436-7927 see what the automated line tells you
Message 2 of 11
Anonymous
Not applicable

Re: Chase mileage plus a year plus after bk

Sadly, while Chase auto-declines with a BK on your report, they don't do this before pulling your report.  You may have a shot on recon if you have a VERY strong rebuild and did not burn them in your BK, however most of the datapoints show a minimum 2.5 years post-DC before approval (on recon)

 

Good Luck!

Message 3 of 11
thummel
Established Contributor

Re: Chase mileage plus a year plus after bk

I feel a year after BK is way too soon for chase in general. Especially on a card like that where I'm 99 percent positive the minimum starting limit is 5K. My father had a very strong rebuild with 740+ scores and he didn't burn chase and two years post BK they would not even look at him.
Message 4 of 11
steelers1
Frequent Contributor

Re: Chase mileage plus a year plus after bk

I have had what I would consider a pretty strong rebuild.

 

I tried for a Citi Advantage and a PRE-APPROVED FNBO card and I was shot down for both.

 

FNBO said to try after 3 years and from what I've heard CIti AA card should come around 5 years post discharge.

Message 5 of 11
kugel
Valued Contributor

Re: Chase mileage plus a year plus after bk

Declined reading bk
Message 6 of 11
kugel
Valued Contributor

Re: Chase mileage plus a year plus after bk

Reason meant
Message 7 of 11
Anonymous
Not applicable

Re: Chase mileage plus a year plus after bk

How long does Chase generally want you to wait before ignoring a BK?
Message 8 of 11
Anonymous
Not applicable

Re: Chase mileage plus a year plus after bk

 

per Scupra's: Bankruptcy Friendly Credit Cards Pt.2

 

‎05-11-2015 10:52 AM

 

Chase: Based off the minimal data we have, 2.5 years post d/c seems to be about the earliest.

 

Chase auto declines w/ BK so will require recon and good rebuild.

 

Not so friendly if they were burned.

 

 

http://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Friendly-Credit-Cards-Pt-2/td-p/3999737

 

Message 9 of 11
Anonymous
Not applicable

Re: Chase mileage plus a year plus after bk

you can ask them to do a manual review. they will ask you questions and more than likely approve you. It worked for me TWICE!  Good Luck

Message 10 of 11
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