Chase preapproved online but over 5/24

[simplynoir]

She should be good to go for it. Curious if you checked the prequals for her on Chase's website? If the CSP pops up she solid to get the CSR.

[Shadowfactor]

Yes she’s Prequalified to get the CSP

[simplynoir]

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@Shadowfactor wrote:
Yes she’s Prequalified to get the CSP

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Then she's good to go. She's checkmarks the primary criteria assuming her EQ score is on par with her TU/EX, thick profile, good income, and the limit with AMEX showing experience with high limits.

[Shadowfactor]

Updated the scores. EQ is 745

[simplynoir]

Good to know. Just wanted to make sure because more than likely Chase will pull two bureaus with them usually being EX/EQ but does depend on where you live what they'll pull.

[Shadowfactor]

Thanks. Going to chase tomorrow to app for the card. Hopefully will have some good news tomorrow.

I’ve read a lot about chase taking forever to approve app’s. Is that common with them ?

Also from app to getting the card ? How long ? I have about 3k in work expenses I need to charge by the 20th. Trying to help her get the SUB.

[simplynoir]

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@Shadowfactor wrote:
Thanks. Going to chase tomorrow to app for the card. Hopefully will have some good news tomorrow.

I’ve read a lot about chase taking forever to approve app’s. Is that common with them

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Even better if she's going to a branch. Ask if they have any pre-approvals for her since there might be a good chance at nabbing a slightly higher signing bonus from them. And hard to say as it's very YMMV from what I've seen. Some apps require further review, others are idenity verification and so on. I'm assuming with an in branch app that'll move things along quicker.

Edit: Nix that checking for preapprovals; for some reason I was assuming she was already a Chase customer.

[simplynoir]

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@Shadowfactor wrote:
Also from app to getting the card ? How long ? I have about 3k in work expenses I need to charge by the 20th. Trying to help her get the SUB.

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Once approved call them (assuming the branch can't do it themselves) to have them expedite the card free of charge. You should get it in 2-3 days that way.

[arkane]

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@AllCredit wrote:
Keep in mind that green check marks may never show up (they don’t for me), I get all mine in branch, so it can be different.

Basically just saying don’t rely or wait on th green check marks go in branch and check pre-approvals, when I was looking for my CSR I went in branch each month to see if it showed up.

I am over 5/24 and was at the time of all of my subsequent chase cards.

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Same here. I never get any offers online (and I'm pretty sure I didn't opt out of anything), but when I went to a Chase branch to open checking+savings accounts, the banker very cheerfully informed me I was "pre-approved for everything".

@Anonymous wrote:

Sounds like you should just open a checking account and wait for selected offers to show up.  Seems like the lowest risk option.  I think there are even some checking account bonues if you have some cash floating around that you can let sit in there.

 Yep right here

$300 for checking + $200 for savings if you deposite $15K within 10 business days of account openning. Offer good till Jan 16 so hurry while it lasts!

[Shadowfactor]

She just signed up to be a chase checking customer for tomorrow