Chase will not select another bureau for a recent application

[HeilFico]

I was able to get them to pull Transunion last year for both my CSP and Slate applications. This was due in part to not wanting a ton of inquiries on Experien. Now after 3 phonecalls they will not budge on changing to Transunion from Experian. Looks like they have tightened down a bit. Anyone have any recent experiences with getting them to switch the bureau the computer selects?

Thanks!

[Anonymous]

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@HeilFico wrote:

I was able to get them to pull Transunion last year for both my CSP and Slate applications. This was due in part to not wanting a ton of inquiries on Experien. Now after 3 phonecalls they will not budge on changing to Transunion from Experian. Looks like they have tightened down a bit. Anyone have any recent experiences with getting them to switch the bureau the computer selects?

Thanks!

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It all depends on if they have a contract with TU vs EXP. If they do not have a contract with TU, then no luck.

[skigirl916]

They have pulled each of the three CRAs for me.

When I spoke with them last week about a CLI (I HUCA'd three times), each person told me the same thing: they pull a new CR for each application/request, and the computer does it at random. They cannot control it.

[HeilFico]

Guess something changed since last September. It took some effort, but not like this.

[jamesdwi]

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@HeilFico wrote:

Guess something changed since last September. It took some effort, but not like this.

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perhaps they put a note in your file that the next one will have to be EX... if you want credit you have to play by their rules sometimes, you escaped it a couple times allready, its up to you to decide if its worth it or not. 

[skigirl916]

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@HeilFico wrote:

Guess something changed since last September. It took some effort, but not like this.

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It doesn't surprise me that any CCC would modify how they process applications, especially 14 months later.

[B335is]

Chase has always pulled 2 CR for me EX + TU. I doubt it will ever change. BoA is pretty willing to pull alternate reports but it pretty much comes down to which CR their computers want to see.

[enharu]

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@jamesdwi wrote:

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@HeilFico wrote:

Guess something changed since last September. It took some effort, but not like this.

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perhaps they put a note in your file that the next one will have to be EX... if you want credit you have to play by their rules sometimes, you escaped it a couple times allready, its up to you to decide if its worth it or not. 

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+1. it's likely that you have been notated in their systems.

[Involver]

Got my CSP in early October with a TU pull only via pre-approval.

[370Z]

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@B335is wrote:
Chase has always pulled 2 CR for me EX + TU. I doubt it will ever change. BoA is pretty willing to pull alternate reports but it pretty much comes down to which CR their computers want to see.

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Same here. Chase double pulled EX + TU on my last 6 apps. Anyone who gets a single pull on any report consider yourself lucky.