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approved and Limit: $10,500
FICO from Citibank Cards website: 853
FICO from AMEX Cards website: 843
FICO from PENFED website: 847
Instant or Review?: Review (took 17 days to approve! Probably due to my recent $250k Penfed HELOC and $52k auto loans in past 6 months)
First citi card?: Citi Thank You Signature card with $27k limit, which started off as a discontinued Ford Citibank MC 22 years ago (my first card in College started off with a $500 CL)
AAOA: 8 yrs
Derogs?: No
Util: 4%
Total EX & EQ Inquiries: 6 EX - 5 EQ
Last 12 months: 6 EX - 5 EQ
Last 6 months: 6 EX - 5 EQ
New Accounts in
last 12 months: 3
Last 6 months: 3
approved and Limit: Yes, $9,000
EX 08 Fico: 746
EQ Fico 08: 730
Instant or Review?: Instant
First citi card?: Yes
AAOA: 2 years 6 months
Derogs?: Chapter 7 BK discharged 10/2012
Util: 9%
Total EX & EQ Inquiries: EX: 2
Last 12 months: EX: 1
Last 6 months: EX: 1
New Accounts in last 12 months: 1
Last 6 months: 1
Congrats !!! You Did it. I will take a little credit however for pushing you!! LOL So now that makes at least 3 or 4 of us that have gotten approved with BK (last 3-4) yrs D/C.
I still beat you by $500 though on the CL. LOL
BUMP
If we can get some more data points now that this card has been out for six months, it would be much appreciated. I want to apply spring of 2017. The data points would be very helpful.
TIA
approved and Limit: Yes, $6,500
EX 08 Fico: 673
EQ Fico 08: 652
Instant or Review?: Instant
First citi card?: Yes
AAOA: 3 years 2 months
Derogs?: 1 paid civil lien & 1 paid state tax lien
Util: 18%
Total EX & EQ Inquiries: EX: 14
Last 12 months: EX: 5
Last 6 months: EX: 3
New Accounts in last 12 months: 6
Last 6 months: 2
approved and Limit: 6/16 $6000
EX 08 Fico: 741 this is the score pulled
EQ Fico 08: 730
Instant or Review?: Instant
First citi card?: Yes
AAOA: 1 year 3 months
Derogs?: 6 year old collection for $69
Util: 1%
Total EX & EQ Inquiries: 6 & 6
Last 12 months: 3 & 3
Last 6 months: 1 & 1
New Accounts in last 12 months: 2
Last 6 months: 1
approved and Limit: 8500
EX 08 Fico: 697 (on 5/7/2016)
EQ Fico 08: 690 (5/24/2016)
Instant or Review?: Instant
First citi card?: No, DC with 8100 limit
AAOA: 1 year and 9 month
Derogs?: no
Util: 5%, 3 out of 5 cards
Total EX & EQ Inquiries:0
Last 12 months:1
Last 6 months: 0
New Accounts in last 12 months: 1
Last 6 months: 0
I was approved in September 2016, but wanted to add to the thread.
Approved and Limit: Yes, $13,5000
EX 08 Fico: 736
EQ Fico 08: 747 (only EQ pulled)
Instant or Review?: Instant
First citi card?: Double Cash since 10/2015
AAOA: 7+ Years
Derogs?: BK7 filed 03/2007, d/c 6/2007
Util: 1%
Total EX & EQ Inquiries: 7EX, 4EQ prior to application; only EQ pulled
Last 12 months: 3EQ, 6EX
Last 6 months: 2EQ, 4EX
New Accounts in last 12 months: 4
Last 6 months: 2