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Citi Costco Visa Data share

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Mark_in_Pasadena
Regular Contributor

Re: Citi Costco Visa Data share

approved and Limit:             $10,500
FICO from Citibank Cards website: 853
FICO from AMEX Cards website:   843

FICO from PENFED website: 847
Instant or Review?:              Review (took 17 days to approve!  Probably due to my recent $250k Penfed HELOC and $52k auto loans in past 6 months)
First citi card?:                       Citi Thank You Signature card with $27k limit, which started off as a discontinued Ford Citibank MC 22 years ago (my first card in College started off with a $500 CL)
AAOA:                                     8 yrs
Derogs?:                                No 
Util:                                          4%
Total EX & EQ Inquiries:      6 EX - 5 EQ
Last 12 months:                     6 EX  -  5   EQ
Last 6 months:                       6 EX   -  5  EQ
New Accounts in

last 12 months:                      3
Last 6 months:                       3

Message 21 of 29
Scupra
Super Contributor

Re: Citi Costco Visa Data share

approved and Limit: Yes, $9,000
EX 08 Fico: 746
EQ Fico 08: 730
Instant or Review?: Instant
First citi card?: Yes
AAOA: 2 years 6 months
Derogs?: Chapter 7 BK discharged 10/2012
Util: 9%
Total EX & EQ Inquiries: EX: 2
Last 12 months: EX: 1
Last 6 months: EX: 1
New Accounts in last 12 months: 1
Last 6 months: 1

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 22 of 29
morgacj2004
Valued Contributor

Re: Citi Costco Visa Data share

Congrats !!! You Did it.  I will take a little credit however for pushing you!! LOL  So now that makes at least 3 or 4 of us that have gotten approved with BK (last 3-4) yrs D/C. 

 

 

I still beat you by $500 though on the CL.  LOL


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 23 of 29
grillandwinemaster
Valued Contributor

Re: Citi Costco Visa Data share

BUMP

 

If we can get some more data points now that this card has been out for six months, it would be much appreciated. I want to apply spring of 2017. The data points would be very helpful.

 

TIA


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 24 of 29
Shann0n_marie
Frequent Contributor

Re: Citi Costco Visa Data share

approved and Limit: Yes, $6,500
EX 08 Fico: 673
EQ Fico 08: 652
Instant or Review?: Instant
First citi card?: Yes
AAOA: 3 years 2 months
Derogs?: 1 paid civil lien & 1 paid state tax lien
Util: 18%
Total EX & EQ Inquiries: EX: 14
Last 12 months: EX: 5
Last 6 months: EX: 3
New Accounts in last 12 months: 6
Last 6 months: 2

2/8/19 - CH 7 BK filed
5/15/19 -Discharged
Scores at Discharge: 550 EQ 471 TU 509 EXP (Last Updated 5/11)
5/16/19 - Rebuild Started - App'ed for Credit One - Approved for $2,000 starting line! (Increased to $2200 the following month)
6/7/19 - 606 EQ 544 TU 566 EXP - New CC reported w/ $75 Balance
12/10/19 - 616 EQ 581 TU 592 EXP

8/28/2021 - 698 EQ 670 TU 674EXP
Message 25 of 29
Anonymous
Not applicable

Re: Citi Costco Visa Data share

approved and Limit: Yes, $8,500
EX 08 Fico: 725
EQ Fico 08: 686
Instant or Review?: Instant
First citi card?: Yes after burning them in Chapter 7 3 years ago
AAOA: 3 years 10 months
Derogs?: 3 year old chapter 7. Nothing else.
Util: 4%
Total EX & EQ Inquiries: EX: 6 EQ: 9
New Accounts in last 12 months: 9
Message 26 of 29
Anonymous
Not applicable

Re: Citi Costco Visa Data share

approved and Limit: 6/16 $6000
EX 08 Fico: 741 this is the score pulled
EQ Fico 08: 730  
Instant or Review?: Instant
First citi card?: Yes
AAOA: 1 year 3 months
Derogs?: 6 year old collection for $69
Util: 1%
Total EX & EQ Inquiries:  6 & 6
Last 12 months: 3 & 3
Last 6 months: 1 & 1
New Accounts in last 12 months: 2
Last 6 months: 1

Message 27 of 29
Anonymous
Not applicable

Re: Citi Costco Visa Data share

approved and Limit: 8500
EX 08 Fico: 697 (on 5/7/2016)
EQ Fico 08: 690 (5/24/2016)
Instant or Review?: Instant
First citi card?: No, DC with 8100 limit
AAOA: 1 year and 9 month
Derogs?: no
Util: 5%, 3 out of 5 cards
Total EX & EQ Inquiries:0
Last 12 months:1
Last 6 months:  0
New Accounts in last 12 months: 1
Last 6 months: 0

Message 28 of 29
iheartwings
Valued Contributor

Re: Citi Costco Visa Data share

I was approved in September 2016, but wanted to add to the thread.

 

 

Approved and Limit: Yes, $13,5000
EX 08 Fico: 736
EQ Fico 08: 747 (only EQ pulled)
Instant or Review?: Instant
First citi card?: Double Cash since 10/2015
AAOA: 7+ Years
Derogs?: BK7 filed 03/2007, d/c 6/2007
Util: 1%
Total EX & EQ Inquiries: 7EX, 4EQ prior to application; only EQ pulled 
Last 12 months: 3EQ, 6EX
Last 6 months: 2EQ, 4EX
New Accounts in last 12 months: 4
Last 6 months: 2

 

Message 29 of 29
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