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Citi Double Cash Card Denied

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Discover2016
Valued Contributor

Re: Citi Double Cash Card Denied

Citi can be odd at times, when I got my DC back in 2015 it was the last card I got on my app spree and I had quite a few inquiries and was approved.

Gardening until September 2025
Next app: Mortgage in September 2025
Message 11 of 17
kidink1911
Established Contributor

Re: Citi Double Cash Card Denied

I got denied for the Citi Double Cash too! I have a variety of other premiere cards and Citi gave me the same explanation-- going to wait 4-5 months after my newbies have reported and reapply! Good luck to you with getting the Citi Double Cash Card!

CSP- $8,000***Barclay MC- $5,000***CO Quicksilver- $3,550***Synchrony Walmart MC- $2,400***BOA Travel Rewards- $2,000***BP- $600***CF- $500***Credit One- $450***Milestone- $300
PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
Message 12 of 17
Anonymous
Not applicable

Re: Citi Double Cash Card Denied


@Discover2016 wrote:

Citi can be odd at times, when I got my DC back in 2015 it was the last card I got on my app spree and I had quite a few inquiries and was approved.


I agree that Citi can be kind of odd. When I applied for my Citi DC card, I had at least 15 to 18 inquires, a ton of new accounts, and my score was somewhere in the range of 660 to 680 I believe. 

Message 13 of 17
Anonymous
Not applicable

Re: Citi Double Cash Card Denied

I got mine with a 636, ton of inquiries and new accounts under a year old. Denied 1st time around for too many inquiries, waited 6 months approved.

I'd say try again @ 6 months. Seems to be no rhyme or reason.
Message 14 of 17
Anonymous
Not applicable

Re: Citi Double Cash Card Denied

If I could ever get citi to pull equifax for me I would be a happy boy
Message 15 of 17
EAJuggalo
Established Contributor

Re: Citi Double Cash Card Denied

I got approved for a DC with a double pull of EQ 626 and EX 609 in December. With around 6 inqs on EX and 11 on EQ.  Sometimes there is no rhyme or reason as to why these lenders act the way they do.

EX700 TU 704 EQ 694 4/03/22
Cap1 QS-$4,500 Chase Freedom Flex- $800 Chase Freedom Unlimited- $1,000 Victoria's Secret- $1,200 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $13,800 AMEX BCE-$1,000 AMEX Gold-$5,000 AMEX Delta Blue $1,000 Lowe's $5,000 Navy Platinum $17,000 AMEX BBP $2,000
Message 16 of 17
Anonymous
Not applicable

Re: Citi Double Cash Card Denied

i was denied too for citi dc , waiting for the letter. good to know that i am not missing a lot not having this card Smiley Happy i only have 7 months credit history, and bofa unsecured my card and gave 7000 limit from 1500$

 

Message 17 of 17
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