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My last coupe weeks of mailers from Citi. Guess they really want me to have this card. I dont have a Citi backed card yet and had been thinking about getting one. I stay about 30-40 nights/year at Hilton branded hotels so I'm thinking that the Citi Hilton Honors Reserve card would be the best one for me.
What yall think? (P.S. @Mailman, you finally delivered the preselected offers )
What I find confusing is that they will send me a 20k offer, then a 30k offer then they sent a couple more 20k offers and lastly resent the 30k offer. I dont get that. I have until end of next month to accept 30k offer but I think that I will get more use out of Hilton Honors card. Not sure though. I really like the lower APR on Thank you card.
APPLY!!!!
I just started new job. Im going to wait at least until I have 1 new pay check under my belt (nice 27% or so pay raise). I also have some UTIL I want to lower so Im thinking of waiting until around Black Friday and applying then. I'll have most of my UTIL back under control in a month.
Edit: (Card profile in order obtained) Cap1 Secured (1.3k), WF Secured (1k), Walmart Discover (7.1k), AMEX Zync (NPSL), AMEX Delta (6k), Chase Amazon (2.5k), Chase Freedom (1.5k), NFCU Flagship Visa (25k), AMEX BCP (8.4k), Discover IT (7.8k) and Arrival AF version (5k)
I'm waiting for a reconsideration from them now after receiving those invitations to apply for almost a year! I thought they really wanted me too lol. And yes, the bonus miles fluctuated (which caused some initial panic) but I always ended up receiving the invitation for the better miles/rates a week later. GOOD LUCK