Citi diamond

[Sbrooks1]

Really wanted this card for he 21 month BT, apples and denied immediately. Overall UTI @ 8%, and scores in 730-760 range . Just bought a house 5 months ago and have lots of inq , not sure yet what they pulled

[JR_TX]

Sorry to hear about that denial Sbrooks1. You would think with that kind of score you'd be instantly approved! Recon is your best chance explaining your inqs to your recent home purchase. If you have CK acct and you didn't get an alert then EX is where they pulled.

[Anonymous]

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@Sbrooks1 wrote:
@Anonymous wanted this card for he 21 month BT, apples and denied immediately. Overall UTI @ 8%, and scores in 730-760 range . Just bought a house 5 months ago and have lots of inq , not sure yet what they pulled

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Sorry to hear about the denial.  Let us know what the letter says so the information can be used for data points.  Maybe if you give it another year when you have less INQs you might have better luck.

[Sbrooks1]

Yes! I knew better !! Will do

[ecxpa]

Sorry to hear about the denial.......give'em a call even though I hear recon is usually a no go also.   It took me over 3 years to get in with them.

[Sbrooks1]

I have the D.C. For the last two years , it's at 0 for he last year . Limit is only 3500

[ecxpa]

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@Sbrooks1 wrote:
I have the D.C. For the last two years , it's at 0 for he last year . Limit is only 3500

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Have you checked your account to see if you're eligible for a CLI?

[Sbrooks1]

Yes, twice have been bumped by 300. So, not a card I use