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Super Contributor
Posts: 6,725
Registered: ‎09-11-2013

Commerce Bank application (can it be???)

Applied for a couple of Commerce Bank credit cards a couple of weeks ago and didn't hear anything and no HP was done.  A few days ago I applied for the Drury Inn Visa at the urging of CM7 and a post from fltireguy.  I finally got two HP's on TU from Commerce Bank on September 10th.  Wel I received this email:

 

 Look for these helpful emails soon.Trouble viewing this email? Read it online. 
 
 Commerce Bank | Member FDICLog in to Online Banking | ATM/Branch Locations 
   
   
   
 As a valued Commerce Bank customer, you're more than an account number. You're a person with changin... 
   
   
 
    
FacebookTwitter
 
 
We ask, listen and solve. Commerce Bank | Member FDIC
   
  
EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,007,950 The hunt is over!!!!
Super Contributor
Posts: 13,896
Registered: ‎01-04-2014

Re: Commerce Bank application (can it be???)

Hang in there 12njoy.

 

They manually review apps in house.

 

I am amazed at the the flood of prequals many forum members have been seing from Commerce Bank which is a sure indication that it's their time to draw in a selection for their card products.

Last App-Jan 26* It's All In The Magic Of Your Own Destiny * FICO TU 769 EQ 723 EX 777
Senior Contributor
Posts: 8,938
Registered: ‎04-23-2016

Re: Commerce Bank application (can it be???)

Drum roll begins........Smiley Wink
Established Contributor
Posts: 525
Registered: ‎08-15-2015
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Re: Commerce Bank application (can it be???)

When i applied in May from a mailer i got instant approval.

Super Contributor
Posts: 6,725
Registered: ‎09-11-2013

Re: Commerce Bank application (can it be???)

I hope this is a good sign.  In the past wehn I've applied with Commerce, all I've gotten was a HP and denial letter.  Never an email from them.  Fltireguy said his approval started with an email similar to the one I received..  Now when I iniially applied my TU was on ice.  I thawed it for BBVA cli request which they never pulled.  Then I noticed Commerce hit me with 2 HP's.  I had applied a couple weeks ago for two of their cards and then last week for the Drury Visa..

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,007,950 The hunt is over!!!!
Super Contributor
Posts: 13,896
Registered: ‎01-04-2014

Re: Commerce Bank application (can it be???)

Commerce Bank is opened a window rarely seen as far as i'm concerned.

 

I found an auto-cli for 1K on my account with them yesterday. Thought for sure i was seeing things at first but the math eventually added up alright.

 

Didn't have a clue they do those and i sure didn't request one but there it was.

Last App-Jan 26* It's All In The Magic Of Your Own Destiny * FICO TU 769 EQ 723 EX 777
Valued Contributor
Posts: 1,729
Registered: ‎02-16-2016
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Re: Commerce Bank application (can it be???)

[ Edited ]

LOL. That's the exact same email that I got

 

 

I would say that is an approval. Now wait a few days for a strange email like this where they are apparently creating a gold key account for you

so strange...before I apped for the card, I didn't have a Drury login.. 

 

image.jpg

 

Congrats on in your approval..!  I'd think your SL will show up on your reports in 7-10 days

 

I just got my card today.. Inq was dated 9/1, I think I applied a few days before that

 

oh. Also datapoint. They pulled EQ for me in the Tampa, Fl area (FYI, no hurricane damage for me at all)

Chasex3/PenFedx3/NFCUx2/BofA/BMO/AMEX x5(4 revolvers +Platinum)/CapOnex2/DCU/Blispay/Cabelas/BBVA/BB&T/HSBC/Atira/Commerce Bank/State Farm Visa........I have them all. Except Barclays. They suck. And Sync. They suck worse! And Citi,, because I Have 9,000 Inq.
In the 520-530 range in 12/2015.... Currently EQ747/TU758/EX744
NFCU & PenFed are my best friends!!

In 3/2016 I had a $1800 fully secured CapOne QS. And that was it.. Current CL $221,000 (plus my auto and RV loans)
Super Contributor
Posts: 13,896
Registered: ‎01-04-2014
0 Kudos

Re: Commerce Bank application (can it be???)


fltireguy wrote:

LOL. That's the exact same email that I got

 

 

I would say that is an approval. Now wait a few days for a strange email like this where they are apparently creating a gold key account for you

so strange...before I apped for the card, I didn't have a Drury login.. 

 

image.jpg

 

Congrats on in your approval..!  I'd think your SL will show up on your reports in 7-10 days

 

I just got my card today.. Inq was dated 9/1, I think I applied a few days before that

 

oh. Also datapoint. They pulled EQ for me in the Tampa, Fl area (FYI, no hurricane damage for me at all)


Relieved to hear things panned out safely for Hillsborough County (i have childhood friends in Brandon).

 

I was surprised! to find an auto-SP CLI on my Commerce Bank card yesterday. Had no idea they even do those.

 

Looks like now it's their time to draw in new card customers.

 

 

Last App-Jan 26* It's All In The Magic Of Your Own Destiny * FICO TU 769 EQ 723 EX 777
Super Contributor
Posts: 6,725
Registered: ‎09-11-2013

Re: Commerce Bank application (can it be???)


fltireguy wrote:

LOL. That's the exact same email that I got

 

 

I would say that is an approval. Now wait a few days for a strange email like this where they are apparently creating a gold key account for you

so strange...before I apped for the card, I didn't have a Drury login.. 

 

image.jpg

 

Congrats on in your approval..!  I'd think your SL will show up on your reports in 7-10 days

 

I just got my card today.. Inq was dated 9/1, I think I applied a few days before that

 

oh. Also datapoint. They pulled EQ for me in the Tampa, Fl area (FYI, no hurricane damage for me at all)


Thanks for the info, it's very helpful.  Glad you had no damage.  A friend of mine's dad lives in FL, I think around the Northpoint area, and he said he had no damage.  I've had a Drury Inn account for over a year since trying to get this card LOL.  Let's hope this is an approval and can take me over the top

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,007,950 The hunt is over!!!!
Super Contributor
Posts: 6,725
Registered: ‎09-11-2013
0 Kudos

Re: Commerce Bank application (can it be???)


CreditMagic7 wrote:

fltireguy wrote:

LOL. That's the exact same email that I got

 

 

I would say that is an approval. Now wait a few days for a strange email like this where they are apparently creating a gold key account for you

so strange...before I apped for the card, I didn't have a Drury login.. 

 

image.jpg

 

Congrats on in your approval..!  I'd think your SL will show up on your reports in 7-10 days

 

I just got my card today.. Inq was dated 9/1, I think I applied a few days before that

 

oh. Also datapoint. They pulled EQ for me in the Tampa, Fl area (FYI, no hurricane damage for me at all)


Relieved to hear things panned out safely for Hillsborough County (i have childhood friends in Brandon).

 

I was surprised! to find an auto-SP CLI on my Commerce Bank card yesterday. Had no idea they even do those.

 

Looks like now it's their time to draw in new card customers.

 

 


I won't go kicking and screaming for sure LOL.  I'm all up on the door trying to get in.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,007,950 The hunt is over!!!!

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