Converting Cap1 Platinum

Anonymous · ‎06-06-2017

Hello,

I have a Cap1 Platinum and QS. Cap 1 Platinum is 200 dollars I barely use and QS is 6000. No CLIs for 9 months. Was going to ask for a CLI on the QS, but what should I do about the Platinum? Have had the card for 2 and a half years, never missed a payment and it has an annual fee. I cannot have a hard inquiry on my credit report as getting a mortgage in next 1-2 months.

Thanks

Anonymous · ‎06-06-2017

Don't do a thing. No cli, no new apps, no big purchases No sudden run ups or pay downs nothing. Many lenders the night before or day of closing will run credit again. From now til you have the keys do not do a thing. After closing is time toget new cards like HD and cli.

SouthJamaica · ‎06-07-2017

@Anonymous wrote:
Don't do a thing. No cli, no new apps, no big purchases No sudden run ups or pay downs nothing. Many lenders the night before or day of closing will run credit again. From now til you have the keys do not do a thing. After closing is time toget new cards like HD and cli.

+1