Re: Credit Card

Anonymous · ‎06-16-2017

They couldn't find a record for me. What about the recommendations cards from credit karma, is the approval odds accurate?

CYBERSAM · ‎06-16-2017

Experian offers Free credit report in their website. If your profile comes up then you should be able to get a card from Cap1

CreditInspired · ‎06-17-2017

@Anonymous wrote:
They couldn't find a record for me. What about the recommendations cards from credit karma, is the approval odds accurate?

Unfortunately, the approval odds on CK are not accurate. Their's is for marketing purposes.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K

Anonymous · ‎06-17-2017

I just tried applying for the BOA cash rewards and travel and got denied for both lol...

CYBERSAM · ‎06-17-2017

@Anonymous wrote:
I just tried applying for the BOA cash rewards and travel and got denied for both lol...

😞 Most banks want to see at least 6mo to a year with open CC history, there are only handful that would give out CCs with very new to no profile. Cap1 is one of them 😎

taekwon · ‎06-18-2017

@CYBERSAM wrote:
@Anonymous wrote:
I just tried applying for the BOA cash rewards and travel and got denied for both lol...
😞 Most banks want to see at least 6mo to a year with open CC history, there are only handful that would give out CCs with very new to no profile. Cap1 is one of them 😎

I agree with everything cybersamp has said. Cap1 is probably your best bet for an unsecured card with no foreign transaction fees. All of Cap1 cards do not charge foreign transaction fees, even their secured card. I travel extensively and never had an issue using my Cap1 cards.

Starting Scores: EQ 598, EX 566, TU 550, 3/31/13 ....... Goal Score: 830
Current Scores: EQ 845, EX 841, TU 836 ..................... Inq: EQ: 0, EX: 1, TU: 1

medicgrrl · ‎06-18-2017

My 19 yo has about 10 months credit history with a car loan. He was approved for the Cap1 Journey @ $1000 and Discover IT for $2000. His scores were ~685 Hope this helps.

EQ 778 EXP 782 TU 729

joltdude · ‎06-18-2017

This is one of those cass i really would have tried Cap One or Discover ... You might have a chance with either.. but your starting to rack up inqs for no gain... Do you know if you are reporting a score (Credit Scorecard or even one off the Experian free monthly scores would do)

-J