So, as I am rebuilding my credit I keep getting preapproval offers. Anything from an auto loan from Capital One, to that FingerHunt place, and now Credit One. At this juncture, I am not interested in opening an account unless its an account of my choosing. Quite frankly, it's concerning to me that somehow these companies have enough access to whatever information to provide a preapproval offer.
Anyways... is there a place I can go to opt out of these offers? Like a do-not-call list but for credit offers?
PS-at this juncture the only other credit card i would be interested in would be Cabelas or REI MasterCards, but I think I have some time to wait for those. Blessing in disguise haha
You can opt out of preapprovals, but you can’t pick and choose which ones. It’s all or nothing. If you do opt out, you will not be able to search preapprovals online for the card/loans you DO want.
You can always opt back in at a later date, but remember it will take time after you opt in for preapprovals to return.
On the the bottom of a preapproval, there should be a box explaining how to opt out. I don’t know the website off hand.
i have capital one and carebcredit
I called them and told them to take me off their list. Haven't received one since, been a couple years.